How much do you know about the basic knowledge of social insurance

With the gradual improvement of China's social insurance system, social security has been deeply rooted in China. When each of us is looking for a job, we will first ask whether the unit has paid social security and whether all the five insurances have been paid. Moreover, from the perspective of enterprises, social security can solve the worries of employees to the greatest extent and enhance the cohesion of enterprises. So, how much do we know about the basic knowledge of social insurance? Let's study together. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

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Generally speaking, social security includes five risks, so learning the basic knowledge of social insurance starts with these five risks.

First, the basic old-age insurance. Recently, many people are talking about a topic, that is, the phenomenon of aging population in China is becoming more and more serious, which has also caused the pressure of providing for the aged in China to become heavier and heavier. Basic old-age insurance, as the name implies, means that when we retire, we can receive a pension from the Social Security Bureau to maintain our basic life after retirement, so basic old-age insurance knowledge is the most important part of basic social insurance knowledge. Before we retire, the government will require employers to handle endowment insurance for employees, and adopt an endowment insurance system that combines individuals and units, premiums, social pooling and personal accounts.

Second, basic medical insurance. Birth, illness, death and illness are things that people have to experience all their lives, so who will bear the medical expenses when we are sick? If you buy medical insurance, you will be guaranteed. Basic medical insurance knowledge is the second most important part of basic social insurance knowledge. Because it is in charge of the problem of who will reimburse us for medical expenses when we are sick.

Third, unemployment insurance. This is a part of the social insurance system that we must understand, because in modern society, the competition is becoming more and more fierce, and sometimes we will lose our jobs actively or passively. In order to ensure the basic living and medical needs of China people during unemployment and promote their re-employment, if you apply for unemployment insurance, you will be given certain material subsidies during unemployment.

Fourth, industrial injury insurance. In order to protect the legitimate rights and interests of employees, the state will give certain industrial injury subsidies to employees or their survivors who are injured, disabled or killed at work, especially in high-risk industries such as underground work and aerial work, and industrial injury insurance is needed to protect the rights and interests of employees.

Fifth, maternity insurance. From the name of insurance, we can't see that this insurance is mainly set up to protect the basic living and medical needs of female employees during childbirth.

Among these five risks, three are that individuals and employers share the premium, while the latter two are that employers bear the premium, and individuals do not have to bear it.

Social security is about basic living and medical care. These five risks explain the basic functions of social security from five aspects, and the basic contents of the five risks constitute the basic structure of social insurance. Everyone needs social security. I hope everyone knows more about the basic knowledge of social insurance and protects their rights and interests according to law.

Beauty Uno, a medical security plan tailored for women.