Flexible employment is the most cost-effective

In the case of low personal income, it is most cost-effective to pay the lowest grade (the first grade) for flexible employment, and the specific ratio is as follows:

1, the first gear: the average social security salary is 60%;

2. The second stage: 70% of the average social security salary;

3. The third gear: 80% of the average social security salary;

4. The fourth gear: 90% of the average social security salary;

5. The fifth gear: average social security salary 100%.

Flexible employment refers to a way different from traditional mainstream employment in working hours, income and remuneration, workplace, insurance and welfare, employment relationship and so on. Individuals can choose the appropriate grade according to their own situation. Flexible employees with low wages can choose the lowest grade and enjoy the age of insurance.

Flexible employees refer to those who are employed or re-employed in various forms such as part-time, temporary, seasonal and flexible work within the working age range (male 60 years old and female under 50 years old), including: self-employed, self-employed and cooperative operators; Self-employed, such as freelancers, lawyers, etc. ; Temporary workers, such as domestic hourly workers and roadside vendors.

Matters needing attention in flexible employment

1. If the payment is over 15 years, the monthly basic pension is the basic pension plus the personal account pension. Among them, the basic pension service payment is equal to 20% of the average monthly salary of local employees in the previous year when individuals retire, and the personal account pension = personal account storage/120;

2, the local implementation of unified accounting and the reform and innovation of the old-age insurance system before the work of the former state-owned, collective ownership or institutions and workers, after the termination of the labor contract, according to the way of flexible employment in cities and towns to pay, after retirement, the monthly basic pension according to the way of urban enterprise employees pension plan hair;

3. Flexible employees who have paid less than 15 years can't enjoy the basic pension monthly if they don't want to pay any more. The total amount stored in his personal account and the part merged into the overall fund from the endowment insurance premium paid by the individual shall be paid to him in one lump sum, and the endowment insurance relationship shall be cancelled at the same time.