Social security card financial function is not activated, more than six months, what should I do?

Social security card financial function is not activated, you have to hurry to activate Oh. Otherwise, you may miss a lot of things.

Hello, I'm a social security expert thought of the social security card, there are two accounts, one is the social security account, the second is the bank account, to use the bank account, you must open the activation of the financial function, the financial function has not been activated, you can not use the social security card in the bank account.

How to activate the financial function? Where do I go to activate it? You have to go to the partner bank of the social security card, the social security card usually has the logo of the partner bank, go to the branch of the partner bank to activate, you need to take a valid ID card and social security card.

After activating the financial function, the bank account in the social security card can be used, and the social security card has all the functions of a bank card.

This social security card is the same as a normal debit card, you can deposit money, you can withdraw cash after depositing money, you can swipe the card to spend money offline, you can make network transfers and remittances, all of them.

And now more and more places, the pension is issued to the bank account of the social security card, that is to say, if you want to receive a normal pension, then you need to open the financial function of the social security card and the bank account, if not opened, your pension, there is no way to receive normal.

What's more, the Ministry of Human Resources and Social Security is now vigorously promoting the electronic social security card, which is the online form of the physical social security card, the electronic social security card is more convenient, you can go to the hospital without lining up, payment can be realized by scanning the code to pay, and go to the drugstore to buy medicine, you can also show your cell phone, with the inside of the electronic social security card scanning the code to pay.

To use the electronic social security card, the financial function of the social security card must also be activated.

If you have any questions about social security cards, you can also call the 12333 social security hotline for advice and understanding.

The social security card is an IC card issued by the Ministry of Human Resources and Social Security that contains personal social security information.

The first generation of social security cards, issued in Shanghai in 1999, was an old-fashioned magnetic stripe card, which only had medical information.

The second generation of social security cards is the familiar financial IC social security card that records personal information on the surface of the card. This kind of social security card is with the bank cooperation *** with the issue. Due to the loading of the confidential chip, the security is higher, and the function is more complete.

At present, our second-generation social security card has 102 functions for medical insurance, pension, work injury, maternity, unemployment, employment and other business processing.

Normally speaking, the second generation social security card will set three passwords. The first is the medical insurance to buy drugs password, the second is the bank financial password, and the third is the network query password.

At present, when we apply for a new social security card, we are required to go to the issuing bank to activate the card. As soon as you go to activate your social security card, you will definitely activate your social security account and financial account together, and set up two passwords at the same time. So we can rest assured. As long as our social security card medical insurance personal account can be used, can be used to buy drugs, it means that the card's bank financial account can also be used.

Because of the large number of cards issued in bulk in the past, there are cases where people are too lazy to go to the bank to activate the cards after they have been issued, resulting in these social security cards being frozen in use. Generally speaking, if a social security card is still not activated one year after it is issued, the card will be frozen or even canceled. Banks do this to protect everyone's financial security.

In the past, applying for a social security card was very troublesome, generally I need to go to the bank branch to apply, after the information of the human resources department is approved, the corresponding department of the bank will formulate the social security card. Waiting for the social security card can be collected, basically after two or three months. If the medical insurance card is lost to get sick and hospitalized, it can be troublesome. In order to increase the speed, Qingdao has delegated the authority to make social security cards to larger bank outlets. Directly we can apply, process and activate on-site at the bank branch. It usually takes less than 20 minutes.

It is worth mentioning that if we forget the password for buying medicine and the password for the bank's financial account, then we should go to the card-issuing bank branch to reset the password. And if the network inquiry password of the human resources and social services department is forgotten, this should be done on the website of the local human resources and social services department or the local social security management organization.

Our technology is constantly advancing. The state began to promote the issuance of the third generation of social security cards in 2017. This is a non-contact social security card, do not need to insert the card, directly read the card can be. on April 22, 2018 the social security department and issued the first electronic social security card, through the information binding with the cell phone, we can directly through the cell phone to swipe the card to pay, to avoid the hassle of carrying a card.

At the end of 2018, the number of cardholders nationwide had exceeded 1.227 billion, with coverage reaching 88%.

The role of the social security card will become more and more important in the future, but the use of it will also become more and more convenient, so it is better to quickly go to the issuing bank to activate it. If you don't activate it, you won't be able to access or enjoy many of the services and information you need, which is very inconvenient.

In fact, the financial function of the social security card has not been activated, so now go to activate it, in fact, there is no effect, if you have not been for retirement, or their pension benefits are not issued by the social security card on the financial account, then basically there will not be a big impact, as the financial function of the social security card, in fact, it is an ordinary bank card, this bank card you can use, and can also be used as a bank card, the bank card can be used as a bank card. The first thing you need to do is to get a good deal on a new product or service that you can't afford.

Of course, if you don't activate this financial function, this bank card can't be used normally, only after activation can be used normally, this bank card has a feature of lifelong amnesty for small management fee and annual fee, so he said he has no cost of use. Of course, if you don't want to use the financial function of the social security card, it is possible, but try to activate the financial function is more appropriate.

The activation of the financial function is also very simple, you only need to modify their financial account in the initial password can be, the initial password of the financial account is required to go to the ATM of the issuing bank to modify the general situation, the initial password in the social security card in the handbook can be queried, or to call the local social security hotline can be consulted, and then the initial password has been modified, in this case, the completion of the initial password. The initial password has been modified, in which case the activation of the financial account has been completed, and then your bank card can be used normally.

It doesn't matter if you haven't activated it for more than half a year, you don't have to rush to activate the financial function of the social security card if you don't get paid by the social security card now.

The financial function of the card is separate from the social security function. The two are for different purposes and do not interfere with each other. The social security card is a bank batch card, card issued in the hands of the cardholder, the card has a unified password, the password of each cardholder know, need to change it into the cardholder's own password, the card can handle the withdrawal business, that is, cash and transfer, and inquiries, etc., that is, the same as other bank cards, the same financial services.

If you don't activate the financial function of the social security card, the card is still the original initial password, which is known to everyone, so the bank has to mandatorily require activation, i.e., change the password before you can use it.

Although it has been more than half a year without activation, it does not matter, you can always go to the bank or through other channels to activate the card, or continue to not activate it, depending on whether you want to use the card's financial features.

If you are not receiving social security paychecks, or if you have other bank cards in use, and there is no shortage of bank cards, you can continue to put it on without activation, and there is basically no annual fee for social security cards or small management fees.

Hello, the owner of the financial function of the social security card is not activated, then this financial function is not able to use directly, so that before you want to use this financial function, you have to go to the bank to do a little bit of activation can be, the activation process is very simple.

You hold your own social security card, and then go to the designated issuing bank, for example, this is issued by the Industrial and Commercial Bank of China, then you go to your local Industrial and Commercial Bank of China ATM, and then change the initial password, which will complete the financial activation of the social security card. Of course, the initial password is in a manual that you receive this social security card, he will give you tips, such as 6 0 or 123456 and so on, some relatively simple and easy to change the password, then you just need to change the initial password, you can change it to the exact same password as the medical card, so that it is easy to remember.

Then, after the password is changed, the financial function of your bank card will be opened. After the opening you can deposit and withdraw money, can be used as a normal bank card, some areas of the retiree's pension directly to the social security card, so that the financial function of your social security card is still relatively important.

This issue I think so, we do not know you as a middle-aged and elderly people to do a new card why do not go to open. You do not go to open more than six months this chip will be invalid to re-apply, I have several elderly people in the bank and the post office to do the card to do a good job do not go to open, I asked these old people why they do not go to open, they said; the old security card to the end of next year 2020 to be invalidated, I went to the end of next year to open the old people how to lead not to please the new card is done to the home to draw the bottom of a throw regardless of the, and therefore, they really do not know how to do the new card More than half a year the chip will be invalidated and go back to get a new card. The new card sent home with instructions these old people will not read, words to this point I sincerely appeal to the middle-aged and elderly people to do a new security card in three months to open. How to open with my ID card to the bank where you apply for the new security card to open. It is very simple.

Many people do not know that our social security card in fact has two accounts, one is the social security account, a financial account, we in the social security hall to receive social security card when the general staff will help us operate to activate the social security account, but the financial account can not be activated in the social security hall, you have to go to the bank to activate.

So if you've never been to a bank to activate your social security card, you should be aware that your financial account is not yet activated.

I recommend that anyone who hasn't activated their financial account go to the bank that issued the card as soon as possible to activate it because the financial function of the social security card is very, very important!

(If you want to know how to activate your financial account, scroll down to the end)

How important is the financial account on a social security card? How important are financial accounts?

Simply put, the two accounts of social security are divided into social security account and financial account, in which the social security account is mainly used to check the status of one's social security payment as well as the withdrawal and use of medical insurance fees.

And the financial account, we receive various pension, unemployment, maternity insurance and other social security benefits account, the Ministry of Human Resources and Social Security began this year, the Ministry of Social Affairs has stipulated that by the end of 2019, all the social security benefits across the country, all to be issued through the financial account.

In June of this year, when the Luoyang City Bureau of Human Resources and Social Security issued unemployment insurance benefits, there were 140 participants who failed to issue unemployment insurance benefits because they had not activated their financial accounts.

Therefore, those who have not yet activated their financial accounts must go and activate their financial accounts as soon as possible!

In addition to being used to receive various social security benefits, there are other small functions of a financial account that are also very convenient.

After activating the financial function of the social security card, the first important function is the identity credentials, with this credentials, social security relationship transfer, reimbursement of medical expenses, public **** employment services and other business is more convenient.

The social security card can not only buy drugs for medical treatment, but also apply for foreign countries.

According to the relevant regulations, in addition to some of the basic functions of the people's livelihood, it should also include governmental functions, such as employment, immigration applications for appointments and so on.

How to activate a social security financial account

To activate a social security financial account, you need to go to the bank shown on the face of your social security card in person with your original social security card and ID card.

Note: You must do it in person, and you can't activate it on behalf of your children.

When you activate, you need to provide your cell phone number and set up a password for your financial account to make transactions and inquiries, and pay attention to the password setting.

Financial Accounts in the future of social security system, will become more and more important.



Financial accounts will become more and more important in the future of the social security system.

I've had the same problem the last few days.

A female colleague of the company, after giving birth to a child, came to apply for maternity allowance, all the formalities were successfully completed, but the money is not accounted for. It is strange, I gave her a check, the financial function of the social security card has not been activated!

What to do?

What to do? Go to the silver card to activate it, and you have to go in person because you have to swipe your face.

So, the question is, now that you have found that the financial function of the social security card is not activated, go to the bank to activate it.

Many people's understanding of the social security card is still stuck in the initial stage of the function of the drugstore to buy medicine.

In fact, now the social security card, has a card multi-purpose function, in addition to buying drugs on the medical, social security contributions to the query, social security expenses such as pensions, maternity benefits, disability benefits, unemployment benefits, etc. As long as the social security bureau issued the relevant costs are issued through the social security card bank account to issue a withdrawal.

That is to say, if the financial function of the social security card is not activated, the social security bureau sends you any money, you can not receive, can not be collected!

The following is an in-depth analysis of the social security card's "social security function" and "financial function", as well as how to deal with the loss of the card:

The following is an in-depth analysis of the social security card's "social security function" and "financial function", as well as how to deal with the loss of the card:

Second, the functions of the social security card:

002 Social security card processing and activation (including the activation of the financial function)

1. Processing: the first time to pay social security or social security has been paid in the past, but have not been for the social security card, the person with the ID card to the social security card on the identity card to the counter of the bank to apply for the social security card can.

At present, most banks can handle.

2. Activation:

003 What if I lose my social security card?

If the social security card is lost, the cardholder loses it at the first time. The social security account can be lost by calling 12333, and the bank account should be lost by calling the bank that issued the card.

After the loss, the person as soon as possible with the ID card to the original card bank for re-processing, activation, opening.

004 Last words

The social security card has both social security functions and bank account functions. Therefore, you must activate both the social security card function and the bank account function for your own social security card. In this way, in addition to the social security card for the daily purchase of medicines and medical treatment, other social security bureau and social security-related expenses issued by the social security card can be realized through the social security card financial function. For those who have gotten a social security card but have not activated the bank account function, it is recommended to bring your ID card to the bank to activate it as soon as possible.

Before answering this question, we must first figure out the specific function of the social security card, know the specific function of the social security card to know how to correctly use the card:

First, a variety of insurance, the issuance of benefits

Recently encountered a lot of retired or just retired people to the bank to inquire about the status of the hand of the social security card. The social security card in the hands of the state is normal, whether the password is correct, whether the financial function is activated and other functions. Because of the various benefits and social security funds related to insurance, pensions, maternity allowances, etc. are issued through the social security card, one of its functions is to serve as a financial medium to carry the various benefits and insurance funds issued.

Second, hospitalization, purchase of medicines, medical insurance return

This function we usually use the most, whether it is the individual residents to participate in the insurance or the unit to buy the insurance, are through the social security card payment and reimbursement, purchase of medicines. This is what is often referred to as the "health insurance function". This function has an independent password, which is different from the password of the financial function of the social security card, and the two passwords can be the same or independent of each other. So, when you go to the bank to activate your card, make sure you activate both functions and memorize the password.

Three, as a supporting document

The social security card is supervised by the Office of Human Resources and Social Security, and is also a valid identity document. It has the client's photo, ID number, name and social security number on it, isn't it very similar to an ID card?

When doing business at the bank, our staff recognizes the social security card as a valid supporting document to prove a customer's identity when the customer's identity is in doubt.

Fourth, the financial function

This function is related to the question of the subject, under normal circumstances, the financial function and the health insurance function is activated at the same time in the bank or social security bureau. But if your bank function is not activated, in the usual way is not much effect; if you are a retired person, or some areas to pay social security is through the bank card deduction, or meet the health insurance reimbursement return when the amount of money to the social security card, this time the financial function must be activated.

In the case of not activating the financial function, the funds are in a frozen state, that is, only in and out. There's no way to get money out, or you can't make deductions if you've paid your social security, which can cause unnecessary problems.

Therefore, the financial function of the social security card is recommended to be activated, so as not to affect the normal use of the card.

Then you have to go to the designated bank with the UnionPay logo to activate it (the name of the bank is at the top left of the UnionPay logo), and when you activate it, you have to enter the password you want to set up for your social security card according to customer service's instructions in order to go to the hospital to buy medicine and see a doctor. If you are a retiree, your pension is paid to your bank card!