Do I still need to buy commercial insurance after buying social security?

Social security and commercial insurance are two different kinds of insurance, each with its own coverage and quota. Social security generally refers to social insurance paid by the state and enterprises, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Commercial insurance refers to the commercial insurance services provided by insurance companies, including accident insurance, critical illness insurance, medical insurance and life insurance.

Generally speaking, the coverage of social security is relatively limited, while the coverage of commercial insurance is relatively wide, so you can choose the corresponding insurance products according to your personal needs. If you feel that social security coverage is not comprehensive enough, or you want to get a higher amount of protection, you can consider buying commercial insurance. However, the purchase of commercial insurance needs to be judged according to your actual situation and economic ability, so as not to be overburdened.

To sum up, whether you need to buy commercial insurance needs to be decided according to your actual situation, and you can choose the corresponding insurance products according to your own needs and economic ability.