Job Recruitment Website - Social security inquiry - What insurance does the company social security include?

What insurance does the company social security include?

1, social security includes

2. Basic old-age insurance

3. Medical insurance

4. Unemployment insurance

5. Work injury insurance

6. Maternity insurance.

7. According to Article 2 of the Social Insurance Law, the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to protect citizens' right to get material help from the state and society in old age, illness, industrial injury, unemployment and maternity.

1. Social insurance refers to a non-profit social security system with income redistribution function, in which the state participates, with the purpose of preventing and forcing most members of society to participate.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2065438+Since February 2006, Guangdong, Tianjin, Yunnan, Gansu, Guizhou, Jiangsu, Shanghai and other places have lowered their social security rates. On February 3, 20 16, the national social security fund regulations were adopted at the 22nd executive meeting of the State Council, and came into force on May 3, 20 16. 2065438+2006 10, the State Council issued "Implementation Opinions on Stimulating Vitality of Key Groups to Drive Income Increase of Urban and Rural Residents".

Second, the main content

endowment insurance

Endowment insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age.

State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees implement enterprise management.

Management institutions and their employees must participate in the basic old-age insurance.

Newly insured units (referring to various enterprises) determine the unit contribution rate as 10% and the individual contribution rate as 8%.

Industrial and commercial households and their employees, flexible employees and other personnel who are insured in the form of individuals shall be executed according to the payment period.

This is a differential rate. Individual workers who participate in the basic old-age insurance can pay more or less within the prescribed scope.

Benefit. Employees must reach the statutory retirement age to receive a monthly pension, and have gone through retirement procedures; Someone's workplace

And the individual has participated in the endowment insurance according to law and fulfilled the obligation to pay the endowment insurance; Personal payment must be at least 15 years.