The difference between institutional insurance and social security

Legal analysis: First, the percentage of social security paid by institutions and enterprises is the same. But institutions have a budget quota is relatively small, the enterprise is not also can pay the supplementary pension, should say that good enterprises than institutions to pay more, poor enterprises may only pay the minimum social security benefits.

Currently, the retirement pension is calculated based on the basic salary of the job in addition to the personal pension contribution part of the two calculation issued.

Second, the social security paid by the enterprise by the employer and the employee *** with the payment of basic pension insurance premiums, and institutions employees to participate in the basic pension insurance, deemed to be paid during the years of basic pension insurance premiums should be borne by the government. In the event of a shortfall in payments from the basic pension insurance fund, the Government provides subsidies.

Legal basis: The Social Insurance Law of the People's Republic of China Article 4 Employers and individuals within the territory of the People's Republic of China shall pay social insurance premiums in accordance with the law, and shall have the right to inquire about the records of contributions and individual rights and interests, and to request the social insurance administration organizations to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.