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Payment grades of flexible employees in Nanchang in 2022
I. Five insurances and one gold have the following functions:
1. Those who are identified as work-related injuries after participating in work-related injury insurance shall enjoy the treatment of work-related injury insurance;
2, to participate in unemployment insurance, eligible unemployed people, from the unemployment insurance fund to receive unemployment insurance benefits;
3, to participate in medical insurance, enjoy basic medical insurance benefits in accordance with state regulations after retirement.
Second, the difference between social security and five insurances, one gold and social security:
1, the concept is different: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.
2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.
3. The content is different: social security does not include five insurances and one gold, but five insurances and one gold are available. According to the relevant regulations of our country, the unit must pay five insurances and one gold for its employees on time and in full.
Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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