Is it necessary to pay medical insurance?

Medical insurance must always be paid by the employer for the employees and when the labor contract is signed. Does that mean everyone has to pay medical insurance? Next, in order to help everyone better understand the relevant legal knowledge, Bian Xiao has compiled "Do medical insurance have to be paid?" I hope it helps you.

First, medical insurance.

Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.

Second, must medical insurance be paid?

Medical insurance is restricted by national legislation, and both employers and employees must participate in it. Not everyone has to participate.

Basic medical insurance is compulsory social insurance adopted by the government to protect the interests of employers and employees.

According to the "Provisional Regulations on the Collection and Payment of Social Insurance Fees", employers must pay basic medical insurance for employees. For employees who only pay endowment insurance but not medical insurance, as employees, they have the right to complain to the local administrative supervision department of labor security, which will verify and handle it.

When it is really difficult for the employer to pay the fee, it must submit a written application 15 days in advance, and it can be postponed after being approved by the medical insurance agency. The longest deferred payment period is two months, and only one deferred payment is approved every year.

Three. Relevant laws or contents

Characteristics of social security:

1. Supportability: refers to guaranteeing the basic livelihood of workers.

2. Universality: Social insurance covers all social workers.

3. Mutual assistance: Use the joint efforts of the insured to help a person in danger, help each other and meet emergency needs.

4. Mandatory: Limited by national legislation, the participation of employers and employees is mandatory.

5. Welfare: Social insurance is a kind of government behavior, not for profit.

The above contents are related answers. Medical insurance is not compulsory, except in the employer. For some freelancers, they can buy medical insurance according to their own wishes. However, I suggest you buy medical insurance, because it is very useful. If you have other legal questions, you can consult the relevant lawyers.