Pay social security for urban workers 10 years, how to renew it after returning home to start a business?

For example, within the same city, then every county in this city belongs to this overall planning area. For example, Chongqing is an overall planning area, so all counties under Chongqing belong to the same overall planning area. Now the social endowment insurance has been coordinated at the provincial level, so that every city, state and county in our province is the same coordinated area. At the provincial level, only personal social security has been completed, covering social endowment insurance, unemployment insurance and industrial injury insurance. In fact, it is the three social security we are talking about. Although both medical insurance and maternity insurance are within the scope of social security, they are currently supervised by the medical insurance department. At present, the integration of municipalities is still being promoted, but now social security and medical insurance are separated from payment and management.

After defining the concept of overall planning area, it will be easier for you to overcome how to renew your insurance in the future. You paid 10 years of social security for urban workers. If it belongs to the company, it includes five insurances, and if it belongs to freelancers, it only includes social endowment insurance and medical insurance. However, according to your description, the 10 social security you paid should be paid from other places. Payment from other places can be understood as payment in other provinces and cities.

If social endowment insurance and medical insurance are paid in other places, then after I leave my job and return to my hometown, I can't renew my insurance locally because my registered permanent residence is not in the local area and I have no employment relationship with my company classmates. However, if it is in the same comprehensive area, that is, in the same province, it can be renewed locally with personal information.

In many places, it is required to pay social security 10 years locally and be laid off after leaving or resigning. As long as they have laid-off employment registration certificates in local employment agencies, they can continue to pay social security locally based on their personal information. However, it is obvious that you have not handled such a valid certificate. After returning home, you can start your own business or renew your fees in two forms.

The first one is to renew the payment at home after transferring to social security. The transfer of social security association must meet two conditions. First, men should not be over 50 years old and women should not be over 40 years old. Over this age, the social security relationship will not be transferred, and it can only stay in the original social security insured place; Second, it is necessary to print the proof of payment of social endowment insurance and medical insurance in the original social security participation place, and handle the social endowment insurance and medical insurance payment accounts in my hometown social security institutions and medical insurance departments successively with the proof of social security payment, and submit the application for transfer and continuation of social endowment insurance and medical insurance to my hometown social security institutions and medical insurance departments after the specific payment. You only need to open a payment account in your hometown and pay a specific fee, so you can apply online or offline.

The second is to apply for temporary account payment in your hometown. If your age standard has exceeded the age of transferring to social security association, then your pension insurance relationship or medical insurance association can only be kept in the original social security participation place. After starting a business in your hometown, you can apply for a temporary payment account in your hometown. There is no difference between the payment base and deposit ratio of temporary payment accounts and general accounts.

The only difference is that when you retire, you must retire in the city where the master account is located and in the area where the master account has been paid for 10 years. You also meet these conditions. After applying for renewal of temporary payment account in hometown, if you reach the legal retirement age and the payment period of social endowment insurance reaches 15 in the future, you can apply for retirement in the retirement place, and apply for transfer accounting for the temporary account renewed in hometown and the payment period of pension service insurance paid in the retirement place, and merge it into the retirement master account.

A general account refers to a temporary account where men pay social security before the age of 50 and women pay social security before the age of 40. The general hukou is the city where the pension insurance relationship is located. If there is no general account in the temporary account, social security contributions may not reach the prescribed payment period when they reach the statutory retirement age. After reaching the statutory retirement age, old-age insurance must be paid until the payment reaches the prescribed payment period.

Of course, if you meet the criteria for the transfer of pension insurance relationship, that is to say, you can only retire in your hometown after you have paid the general account in your hometown, no matter how many years you have continued to pay in your hometown. The most important factor here is whether it meets the age standard of social security transfer. Personally, I think it is best to transfer to my hometown for an ordinary account. After all, it is convenient to retire in your hometown, get a pension, reimburse medical insurance, and swipe your credit card with a social security card. If you retire in different places, the harm of pension insurance is not too great. The most convenient thing is medical treatment, and it is very inconvenient to apply for medical treatment in different places.

Generally speaking, after paying social security for urban workers for 10 years, they have to go back to their hometown to start their own businesses and continue to pay social security in their hometown. Those who meet the transfer age of social security relations must apply for a payment account in their hometown and pay specific fees before transferring social security relations. Those who do not meet the transfer age standard of social security relations can only apply for temporary account renewal in their hometown. In any case, as long as the payment period of social endowment insurance reaches at least 15 years and reaches the legal retirement age, you can apply for retirement at the retirement place.