Proportion of five insurances and one gold in Shanghai

In 2022, the payment standards for five insurances and one gold in Shanghai are as follows:

1, endowment insurance: unit, 22%, individual, 8%;

2. Medical insurance: unit, 12%, individual, 2%;

3. Unemployment insurance: unit, 1.7%, individual,1%;

4. Work-related injury insurance: unit, 0.5%, individual, no payment;

5. Maternity insurance: unit, 0.8%, individual, no payment;

6. Housing accumulation fund: 7% for units and 7% for individuals.

After the merger of Shanghai medical insurance and maternity insurance, the payment standards for each five insurances and one gold are: pension insurance company pays 16%, and individual pays 8%; Medical insurance and maternity insurance companies pay 10%, and individuals pay 2%; 0.5% for unemployment insurance companies and 0.5% for individuals; Industrial injury insurance company 0.16-1.52%; Units and individuals pay 5%-7% of the provident fund, and the proportion of supplementary housing provident fund is 1%-5%.

I and the unit housing provident fund deposit ratio is 5% to 7%, and the supplementary housing provident fund deposit ratio is 5% to 0%. The upper limit of the monthly deposit of housing provident fund is 3922 yuan, and the lower limit of the monthly deposit is 348 yuan according to the deposit ratio of 7% for employees and units respectively. The upper limit of the monthly contribution of supplementary housing provident fund is 2802 yuan, and the lower limit is 248 yuan according to the contribution ratio of 5% for employees and units respectively.

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.