Are there five insurances and one gold for public welfare posts?

There are five insurances and one gold for public welfare posts.

Employers and individuals shall pay social insurance premiums in accordance with regulations. If the unit fails to pay the five insurances as required, the social insurance institution may punish the unit. At the same time, the unit should help employees set up housing provident fund accounts and pay the provident fund within 30 days after hiring employees.

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

On-the-job employees shall pay the housing provident fund in accordance with the regulations. "The housing provident fund is a' payable' project, which is legally necessary, and payment also means that it is an obligation.

If the laborer changes the labor relationship, the pension insurance relationship will be transferred accordingly. Workers who flow across provinces and cities, or across enterprises and institutions (so-called cross-regional planning), not only the pension insurance relationship is transferred, but also the personal account amount is transferred to the social insurance agency where the new employment is located, and the payment will continue, and the payment period will be calculated cumulatively.

After the employees (or laborers) go through the retirement formalities, the social security agency will establish a basic pension account for each employee, and connect with the service agencies such as banks and post offices, and distribute the basic pension through the banks or post offices, and retirees can receive it nearby at their place of residence.

The basic medical insurance premium is jointly paid by the unit and individual employees. Pay according to the insurance payment base.

All medical insurance premiums paid by individuals are credited to personal accounts. Part of the medical insurance premium paid by the unit is transferred to individual accounts according to different age groups of employees, and the rest is used as a medical insurance pooling fund. The funds in personal accounts consist of three parts: one part is the part paid by employees themselves; The second part is included in the unit payment. Those under 45 years old (including 45 years old) are included in the unit payment at 1% of their salary, those over 45 years old are included at 1.5%, and retirees are included at 4.2% of their pension.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.