What are the purchase restriction policies in Guangzhou?

As we all know, Guangzhou, as a first-tier city in China, has high housing prices, and the funds needed to buy a house in Guangzhou are not small. Besides, money may not be available. Then, the following small series will introduce the purchase restriction policies in Guangzhou.

1. What are the purchase restriction policies in Guangzhou?

Guangzhou purchase restriction policy: 1, local permanent residence, family purchase, purchase restriction of 2 sets; Foreign hukou provides tax and social security for more than 3 years, and the purchase is limited to 1 house, so it is impossible to pay tax and social security; 2. The down payment ratio of the loan to purchase the first suite is 30%; 3. Residents who own 1 house and the related housing loans have not been paid off apply for buying a house again. The down payment ratio shall not be less than 70%, and the purchase of the third house and loans shall be suspended.

2. What are the conditions for buying a house in Guangzhou?

1. Qualified for local house purchase in Guangzhou. Have local social security or tax payment certificate for 2-5 years. Meet the conditions, provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax proof materials. ;

2. For the loan, the income certificate of Guangzhou, a copy of the business license with the official seal of the unit and the recent salary flow should also be provided;

3. Requirements for foreigners to borrow money from Guangzhou Bank to purchase houses:

Agree to use the house bought in Guangzhou as collateral;

The borrower's age is in Guangzhou plus the loan period, and the male is no more than 65 and the female is no more than 60;

Having full capacity for civil conduct in Guangzhou; Have permanent residence or valid residence status in China;

Be sure to pay a down payment of not less than a certain percentage of the total price of the house purchased in Guangzhou;

Have stable professional and economic income in Guangzhou, good credit and the ability to repay the principal and interest of the loan;

A house purchase contract or agreement has been signed in Guangzhou.

Summary: The above is the whole content of Guangzhou's purchase restriction policy introduced by Bian Xiao, hoping to bring help to everyone. Presumably, everyone knows something after reading it! If you want to know more relevant information, please pay more attention to Qijia. It will provide you with more complete, detailed and up-to-date information.