2022 Shenzhen Social Security First, Second and Third Grades Difference

1. Different insurance conditions: In Shenzhen, medical insurance is divided into first, second and third grades according to payment and corresponding treatment, and each medical insurance form corresponds to different insured people: if the employees are deep households, the company should participate in the first grade of medical insurance, and if they are non-deep households, they can choose one of the first, second and third grades.

2. Different insurance standards: for those who participate in the first medical insurance, the total wages of employees in the previous month will be paid monthly, with the highest being three times the average wage of employees in Shenzhen last year (currently 38,892 yuan) and the lowest being 60% of the average wage of employees in Shenzhen last year (currently 7,778 yuan), of which the employer pays 6.65% and the individual pays 2%.

Those who participate in the second-grade medical insurance will be paid monthly according to the standard of 0.8% of the average monthly salary of employees in Shenzhen last year (basic medical insurance+local supplementary medical insurance), of which the employer will pay 1.05% and the individual will pay 0.2%.

Those who participate in the third-grade medical insurance will be paid monthly according to the standard of 0.55% of the average monthly salary of employees in Shenzhen last year (basic medical insurance+local supplementary medical insurance), of which the employer will pay 0.9% and the individual will pay 0. 1%.

3. The principle of seeking medical treatment is different: Class I insured persons can seek medical treatment at any designated medical institution in the city.

Second-class insured persons: outpatients seek medical treatment in the binding community health center, inpatient departments seek medical treatment in any designated medical institutions in the city, and outpatients seek medical treatment in designated medical institutions for serious illness.

Third-level insured persons: outpatients seek medical treatment in the binding social health center, and inpatients and outpatients seek medical treatment in prescribed medical institutions for serious illness.

Refer to the above? Baidu encyclopedia-social security