The unit requires itself to pay social security and then submit an expense account.

Some fans asked questions in the background:

I work in a small company, and my boss promised to buy me social security, but asked me to pay it as a flexible employee, and then I would take back the invoice and reimburse half. Is there any ulterior motive for the boss to do this? Will it affect me? Do I lose money or make money?

My personal views are as follows (if there is anything wrong, the official will prevail):

Hello, I can tell you three things directly:

First, the purpose of your boss doing this is only to save some employment costs; To put it bluntly, it is to evade social insurance premiums. Second, you lose money because you overpaid. Third, it is illegal for the company to do so.

Friends who have read Allergy Brother's previous article know that the rate for enterprises to pay endowment insurance is 24% (unit pay 16%, individual pay 8%), while the rate for flexible employees is 20%. (If you haven't read it, you can check out the article "What's the difference between social security for flexible employees and social security for enterprise employees? Which is cost-effective, like a pension? 》)

Let company employees pay endowment insurance for flexible employees, so as to save 4%.

Let's take the minimum monthly payment base of 3 176 yuan as an example. An employee can save 3 176*4%= 127.04 yuan a month and 1524.48 yuan a year. If it is 10 employees, it will save more than 1.5 million.

Therefore, in today's society, there must be a small number of enterprises to do so in order to achieve the purpose of saving the cost of employing people.

Why did you say you lost money?

Because he only reimbursed half of it. Half of 20% is 10%. According to the regulations, you only need to pay 8% by yourself. In this case, if you get two more points, you will definitely lose. Invisibly saved hundreds of dollars for business owners.

Seeing this, some friends may think that there is such a "coquettish operation", and I will ask the employees to buy it later.

My suggestion is, don't do this, because it not only has huge legal risks, but also doesn't make much sense.

First of all, it is illegal to do so. Mainly violated the Social Insurance Law, Labor Law, Labor Contract Law and other relevant provisions. Once the responsibility is investigated, the fine will be enough for you to drink a pot.

Secondly, there is no need to do so. According to the regulations on the implementation of enterprise income tax, the social insurance premiums paid by enterprises for employees in accordance with state regulations can be deducted in accordance with the provisions of the tax law, that is, enterprise income tax is not paid.

It is illegal for employees to buy it themselves and then go back to the company with the invoice for reimbursement, which is not tax deductible.

Press the gourd to float the ladle, which saves a little here and a little more there, which is of little significance.

Min believes that since we want to be an enterprise, we must abide by the law and fully protect the legitimate rights and interests of employees. Only in this way can you make the enterprise bigger and go further.

Ok, that's all for today. What other social security knowledge do you want Brother Min to write? Welcome to communicate with Brother Min.

Related Q&A: Flexible employment and medical insurance are too bad. Hello, the advantage of medical insurance for flexible employees is that the medical insurance benefits are high, and a medical insurance personal account has been set up, which means that employees can enjoy the medical insurance benefits of retirees without paying any fees after reaching the retirement standard. The disadvantage is that the payment amount is relatively high, and the medical insurance expenses of flexible employees are all borne by individuals, and the proportion of medical insurance payment is generally between 8%- 12%. The advantage of medical insurance for urban and rural residents is that the payment standard is low and can be paid once a year. In many cities, the Social Security Bureau has set up a dozen grades (200 yuan-3,000 yuan) for individuals to choose from. Individuals can measure their ability to pay according to their own economic situation and comprehensively choose the grade that suits them best. As for the disadvantages of residents' medical insurance, the protection is not enough. The proportion of medical insurance reimbursement for general employees is 70%, and that for residents is about 50%. In other words, if an individual participates in residents' medical insurance, the hospitalization expenses will be more than that of flexible employment medical insurance in the future. The advantage of medical insurance for urban and rural residents is that the payment standard is low and can be paid once a year. In many cities, the Social Security Bureau has set up a dozen grades (200 yuan-3,000 yuan) for individuals to choose from. Individuals can measure their ability to pay according to their own economic situation and comprehensively choose the grade that suits them best. As for the disadvantages of residents' medical insurance, the protection is not enough. The proportion of medical insurance reimbursement for general employees is 70%, and that for residents is about 50%. In other words, if an individual participates in residents' medical insurance, the hospitalization expenses will be more than that of flexible employment medical insurance in the future. More 1?