What are the two insurances for urban and rural residents?

Urban and rural residents' two insurances refer to endowment insurance and medical insurance.

Urban and rural residents' insurance is a general term for urban and rural residents' endowment insurance and medical insurance. The basic old-age insurance premiums and basic medical insurance premiums for urban and rural residents shall be uniformly collected by the tax authorities. After the "two insurances" of urban and rural residents were transferred to tax authorities, local tax authorities actively expanded "non-contact" payment channels with the help of various resources and information technology in accordance with the working idea of "government-led, departmental coordination and social participation", making payment more convenient and faster.

The main payment channels of the two insurances are as follows:

1, online payment;

2. Pay at the bank counter;

3. Centralized collection of fees;

4, the tax service hall to pay.

Collection scope of two insurances for urban and rural residents:

1. Old-age insurance for urban and rural residents, 16 to 59 years old (excluding students at school), with local household registration, staff of non-state organs and institutions and urban and rural residents who are not included in the basic old-age insurance system for employees;

2. The medical insurance for urban and rural residents refers to those who are not covered by the basic medical insurance for employees within the administrative area of our district. It mainly includes urban residents, rural residents, newborns every year and students in our district.

Article 4 of People's Republic of China (PRC) Social Insurance Law Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.