How many years does it take to buy a house in Guangzhou?

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As we all know, you can't buy a house if you want to. Now that the purchase restriction policy has come out, many friends who want to buy a house have begun to think twice. So, how many years does it take to buy a house in Guangzhou? What are the procedures for buying a house? Today, Bian Xiao will talk to you about how many years it will take to buy a house in Guangzhou.

1. How many years does it take to buy a house in Guangzhou?

According to the relevant regulations of Guangzhou real estate purchase restriction order: to buy a house in Guangzhou, you must pay personal income tax or social insurance for more than 5 years in this city at least before the purchase date. You can buy a suite in Guangzhou with social security after 5 years. And there is no housing in Guangzhou, and there is no loan record, then the minimum down payment ratio of 30% remains unchanged.

Second, the purchase process

1. Are you eligible to buy a house?

First of all, you need to know whether you are qualified to buy a house. Local household registration in most cities can be limited to 2 sets; Non-local household registration is limited to 1 set, and social security and tax payment certificate are also required. Among them, foreign hukou must pay social security/personal income tax continuously for more than 3-5 years before it is eligible to buy a house.

2. Determine the source of the purchased house.

According to their own needs, by screening lots, prices, school districts, rail transit and other factors, to decide the house they buy. In the process of housing selection, we should not only consider whether the developer is reliable, but also consider the apartment type, community quality and property qualification.

3. Pay a deposit or security deposit

After the source of the house is determined, a certain deposit or deposit is required. At this time, we should pay attention to whether to pay a deposit or a deposit, in which the deposit is legally binding. Property buyers default, the deposit can not be recovered, developers default need to double the deposit.

4. Sign a house purchase contract

After choosing a suitable house, it is necessary to negotiate and confirm the signing during the deposit contract period. At the same time, pay the remaining down payment, and remember that the purchase contract is an important certificate for buying a house to protect rights.

Abstract: All the above are about how many years of social security is needed to buy a house in Guangzhou. If you want to buy a house in Guangzhou, personal income tax and social security must be paid normally. Without these certificates, you can't buy a house even if you have enough money to buy one!

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