Working in Shanghai, the comprehensive insurance paid by the company is now called social security three insurance. Does it take half a year for hospitalization to be reimbursed?

Medical insurance in social security can be reimbursed for hospitalization. Medical insurance is divided into two parts: individual payment and company payment. There are few personal parts.

From the first month of payment, you can use the money in the medical insurance card (the part paid by the individual) to buy medicine or see a doctor in a pharmacy or hospital where you can use the medical insurance card.

General medical expenses can only be reimbursed after one year of illness and hospitalization. This amount will be even larger, including not only individual contributions, but also company contributions. But the proportion of expenses reimbursement also depends on the situation at that time, not to say that everything can be reimbursed.

If there is no company to pay, it can be replaced by someone else. However, companies generally pay five insurances, and in the name of individuals, they can only pay three insurances: pension, medical care and unemployment. But the amount is similar to that paid by the company, maybe a little less.

In addition, the company has no discount, and the payment ratio is fixed. It's just that if it's paid in a company, it's usually the company that bears most of it and pays a small part by itself.

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