Can social security be refunded if it has not been paid for fifteen years?

2. Ministry of Human Resources and Social Security's "Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)"

3. Article 2 When an individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

4. Article 3 After reaching the statutory retirement age, individuals who participate in the basic old-age insurance for employees are dissatisfied with the payment of 15 years (including deferred payment according to Article 2), and can apply for transfer to the new rural social endowment insurance or urban residents' social endowment insurance where their household registration is located, and enjoy the corresponding old-age insurance benefits.

5. If the employee reaches the statutory retirement age after participating in the basic old-age insurance for employees, and the accumulated payment is less than 15 years (including the extension of payment in accordance with Article 2), and has not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, the individual may apply in writing to terminate the basic old-age insurance for employees. After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.