What is the reason for the empty pension personal account? How to solve

It is normal. Finance will make it up. The deficit is mainly due to the following reasons:

It can be said that it exists, and it can also be said that it does not exist.

There are several reasons for this:

First, all retired employees before the individual contributions of national social insurance (1995) are paid free of charge by social insurance. Take our county as an example. Of the 65,438+04,000 retired employees, 4,000 have never paid their fees and have been receiving benefits. A year is 60 million.

Two, the national implementation of social insurance individual contributions of employees after retirement, to 1995 before the length of service as the payment period, and according to the provisions of the approved treatment. Then, the money regarded as the payment period is also paid by social security free of charge. If retirees in our county take up jobs at 1980 this year, their retirement benefits will be about 1000- 1200 yuan, and the part regarded as payment will be about 700 yuan. These people need to pay more than 60 million yuan every year.

Third, other reasons. For example, the actual interest of social security is lower than that of bookkeeping.