The card has no money in it, is it expired?

The money in the card will not expire or be invalidated, if it has not been used, it will always be there, and the health insurance system clearly stipulates that the individual account funds can be accumulated and inherited, if the participant can not use up the stored funds of the card, his children and grandchildren can still continue to use it.

The money in the medical insurance card can be used to buy medicine, or to pay for the out-of-pocket expenses when visiting a doctor, and cannot be withdrawn if it is not used to buy medicine or go to an outpatient clinic for treatment, meaning that the money in the card can only be used for consumption and only for medical treatment, but now the money in the card can be given to the family to use.

If the insured unit, the insured person to interrupt the payment of medical insurance premiums, since the interruption of the payment of the first day of the following month, to stop enjoying the medical insurance co-ordination fund to pay for the medical insurance treatment, but the balance of the individual account can continue to use, the above is the medical insurance payment is interrupted, but the medical card will not be null and void.

Lastly reminder: the personal medical insurance card inside the personal account funds can be used to pay for the basic medical insurance of employees' spouses, children, parents of the medical insurance costs. But the individual health insurance card can not be used to reimburse the family doctor

Medicare card for the requirements

China's current three kinds of social security medical insurance card, respectively, for different groups of people, urban workers can be and the unit *** with the contributions for urban workers medical insurance, the conditions are urban workers, units and individuals *** with the contributions to the unit to be organized for the unit. Urban households do not have urban workers' medical insurance, you can participate in urban residents' medical insurance. Generally in the community where the account for processing, farmers can apply for the new rural medical insurance. The village committee where the account is located to deal with.

Medicare Card Process

1, ready to declare materials, such as the original ID card and a copy of the original ID card, a one-inch photo, leave (or resignation) procedures, a copy of the hukou, renewed health insurance card, medical records. Of course you can not provide if you do not have, everyone's situation is different.

2, and then go to the pension insurance agency in the place where the household registration is located to get the social insurance financial subsidy form, fill in carefully and submit it, and submit all the prepared information.

3, the staff will be on the information you provide a review, usually on the same day can end, and then they will issue a payment bill.

4. According to the bank information on the payment slip, you can pay your insurance there every month. If you are afraid of trouble, you can get a bank card and transfer money regularly, so you don't have to run to the bank.

5, and then you have to go to the health insurance hall with the first payment bill to get your health insurance card, some places will have a medical record, the medical record on the sticker with your photo and have a steel seal, you every time you go to the doctor's office to bring can.

6. Finally, you can transfer money to your bank card on a regular basis, but remember that if you don't transfer money for more than three months, your card will be frozen.

Materials required for medical insurance card

A, the first time the person to pay the fee need to prepare to submit the following materials:

1, the local talent market, "labor security things agency entrustment agreement"

2, the identity of the original and a copy of the original and a copy of the (a);

3, one-inch photo of a positive (a).

The following documents are required for renewal:

1 and 2 are the same as the previous ones;

3, "Declaration Form" or "Fund Transfer List" for the transfer of the basic pension insurance relationship of the employees;

4, "Employee Pension Insurance Manual" or "Labor Pension Insurance Manual" or "Fund Transfer List";

5, "Employee Pension Insurance Manual" or "Labor Pension Insurance Manual" or "Labor Pension Insurance Manual". Employee Pension Insurance Handbook" or "Labor Contract Workers Payment of Retirement Pension Insurance Fund Registration" (if the "Handbook" or "Registration" has not been issued, the original data of the contribution record will be issued);

5. The Pension Insurance Agency (hereinafter referred to as "Agency") of the Center will handle the contribution payment procedures according to the current regulations.

Third, the transfer of personnel from other cities need to be prepared to submit the following information:

1, 2, the same content as before;

3, the transfer of social security institutions issued by the transfer of the "fund transfer list";

4, the transfer of funds to the Office of the current provisions of the renewal of the insurance procedures.

Location of medical insurance card

The insurance card is undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays its contribution, the local medical insurance business department will entrust the bank to disburse the portion of the individual account fund to the individual medical insurance card of the insured employee at the end of the month.

How long does it take for the card to take effect?

From the approval of the health insurance qualification, the effective period is half a year; as for the reimbursement rate, each place according to the level of fund revenues and expenditures, medical prices and levels to determine, I recommend that you had better go to the local social security center of the relevant departments of the specific consultation. But if you are sick and hospitalized, it should be a year before it comes into effect!

"Health insurance card" use of the relevant notes:

1, "health insurance card" should be properly stored, can not be bent, folded, carved, can not be in contact with magnetic objects (such as televisions, stereos, magnetic buckles, etc.).

2. The Medical Insurance Card is for the sole use of the insured person, and may not be lent, fraudulently used, altered or forged.

3. If the Medical Insurance Card cannot be used due to equipment failure of the designated medical institution or designated pharmacy, the medical fee will be paid by the individual in cash first, and then re-settled according to the regulations at the original medical institution or pharmacy where the equipment failure occurred after the failure is eliminated.

4. If a participant terminates his/her medical insurance relationship by going abroad and canceling his/her household registration, transferring his/her medical insurance relationship out of the city, or dying, he/she or his/her family members should return his/her "medical insurance card" to the city, district or county medical insurance centers, or service points for cancellation.