What is the difference between social security and five insurance and one gold

The difference between social security and five insurance and one pension is as follows:

1, the concept is different: social security is the abbreviation of social insurance, which refers to the five types of insurance: pension insurance, medical insurance, maternity insurance, unemployment insurance, and industrial injury insurance. Five insurance refers to pension insurance, medical insurance, maternity insurance, unemployment insurance, work injury insurance and housing fund.

2, the scope is different: social insurance only contains five types of insurance such as pension insurance, but five insurance and one gold also contains housing fund. That is, five insurance and one gold includes social security.

Payment standard:

Five insurance payment standard:

Pension: unit 20%, individual 8

Maternity: unit to pay

Work-related injuries: unit to pay, individuals do not pay

Medicine: unit 10%, individual 2% * base + 3

Unemployment: unit 1.5% individual 0.5%

< p>Provident fund: the maximum this year does not exceed 12%, the previous year does not exceed 10%, the unit individual half.

In summary: the scope of the five insurance and one gold than the scope of social security is a little larger, because it includes a housing fund. The use of housing fund is often used in housing, such as buying, renting, renovating houses and so on. And specifically in the use of the time, can be the use of the fund for loans, but also can withdraw the fund to use.

Legal basis:

The Chinese People's **** and State Social Insurance Law

Article 2

The State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems, to ensure that the citizens get material help from the State and the society according to the law in the case of old age, illness, industrial injury, unemployment and maternity. The right to receive material assistance from the State and society in cases of old age, sickness, industrial injury, unemployment and maternity.

Article 16

Individuals who have participated in basic old-age pension insurance shall receive a basic pension on a monthly basis if they have made contributions for a total of fifteen years by the time they reach the legal retirement age. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteenth year and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.