How to treat social security as a temporary account or a general account?

Judging whether the social security account is a temporary account or a general account mainly depends on the household registration and age of the insured.

First, understand the types of social security accounts.

Social security accounts are mainly divided into temporary accounts and general accounts. Temporary accounts are usually set up for non-registered employees, while general accounts are set up for registered employees or non-registered employees who meet certain conditions.

Second, the basis of judgment

1. Household registration factor: the insured person needs to confirm whether the household registration is consistent with the work place. If the household registration is consistent with the work place, it is more likely to be an ordinary household registration; If the household registration and work place are inconsistent, it may be a temporary account.

2. Age factor: For insured persons who are over 50 years old for men and 40 years old for women, if they are insured for the first time in non-registered places, their social security accounts are likely to be set as temporary accounts. This is because the insured in this age group are more likely to return to their domicile before reaching retirement age, so setting up a temporary account is more in line with their actual situation.

Third, the query method

Insured persons can query their social security account types through the following channels:

1. Consult social security institutions: directly contact local social security institutions and provide personal information for inquiry.

2. Log in to the social security online service platform: Log in to the personal social security account through official website or APP to view the account type and related information.

3. Go to the social security service center: Go to the social security service center with a valid ID card to check the type of social security account on the spot.

To sum up:

Judging whether the social security account is a temporary account or a general account mainly depends on the household registration and age of the insured. Insured persons can inquire about their social security account types by consulting social security agencies, logging on the social security online service platform or going to the social security service center. Knowing the types of accounts helps the insured to plan their social security benefits and retirement plans better.

Legal basis:

Interim Measures for the Transfer and Continuation of Basic Old-age Insurance for Employees of Urban Enterprises

Article 5 provides that:

The insured inter-provincial flow of employment, the basic old-age insurance relationship is transferred in accordance with the following provisions:

(1) If the insured person returns to his domicile (referring to a province, autonomous region or municipality directly under the Central Government, the same below) for employment, the relevant social security agency at the domicile shall handle the transfer and connection procedures in time.

(two) if the insured fails to return to the place where the household registration is located for employment and insurance, the social security institution shall handle the transfer formalities for him in a timely manner in the newly insured place. However, for men over 50 years of age and women over 40 years of age, the basic old-age insurance relationship should be maintained in the original insured place, and a temporary basic old-age insurance payment account should be established in the new insured place to record all the contributions of units and individuals. Thirdly, when the insured person is employed across provinces or reaches the conditions for receiving benefits in the newly insured place, all the payment principal and interest in the temporary basic old-age insurance payment account will be transferred to the original insured place or the place for receiving benefits.

(III) If the insured is transferred with the approval of the Organization Department of the Party Committee at or above the county level and the administrative department of human resources and social security, and establishes labor relations with the transferred unit and pays the basic old-age insurance premium, it is not subject to the above age limit, and the basic old-age insurance relationship transfer and connection procedures shall be handled in time at the transferred place.