Asking about social security in Zhuhai

My understanding is that social security is only applicable to local enterprises and their employees and retirees in cities, districts and counties within the administrative area of this Municipality, and is withheld and remitted by enterprises. In other words, if your relatives are not affiliated with enterprises in Zhuhai, they may not be able to pay medical insurance for major diseases. If the registered permanent residence is in a town, choose the basic medical insurance for urban residents; If the household registration is in the countryside, choose the new rural cooperative medical system. You can go to Baidu Encyclopedia to learn about these two insurances, which are actively promoted by the state as a whole.

However, residents who participate in the basic medical insurance for urban residents will be treated with the system of fixed-point first diagnosis and two-way referral. Community health service centers, specialized hospitals, hospital-store cooperation and secondary and below medical institutions are the first-visit medical institutions, and some tertiary comprehensive and transferred medical institutions are the first-visit medical institutions. When insured residents seek medical treatment, they should first seek medical treatment in the first-visit medical institution. If it is really necessary to be referred for hospitalization due to illness, the first-time medical institution shall issue a referral certificate before being transferred to the designated referral hospital for hospitalization, and the condition is relatively stable. (That is to say, once you get sick, you must go to the designated community service center hospital or the designated small hospital to see a doctor. If these small hospitals don't look good, you can transfer to a big hospital with the certificate of the small hospital. When you get better, you should turn back to live immediately. )

The proportion of urban residents' basic medical insurance fund payment is determined by different levels of medical institutions, and the proportion of first-class (including community health service centers), second-class and third-class medical institutions' fund payment is 75%, 60% and 50% respectively. After two years of continuous insurance payment for urban residents, it can be increased to 80%, 65% and 55% respectively. (In other words, the more people are hospitalized, the more tabloid they are), and if there is a maximum payment limit every year, they can only report 1 10,000 to 20,000 a year.

The first payment period should also be limited, that is, you have to pay 2-3 years before reimbursement (see local regulations). If it is paid, it can't be reimbursed immediately, and neither can the government.

You'd better consult Zhuhai Social Security Bureau and the social security organ where the registered permanent residence is located, and then find out the types, advantages and disadvantages of medical insurance before making a choice. Having said so much, I hope it will help you!