How to improve the social security system

Social security is the basic system to protect people's lives and regulate social distribution. After years of hard work, the framework of social security system in China has basically taken shape, and remarkable achievements have been made in social security. However, it is still an arduous task to truly achieve universal coverage of social security and achieve "a sense of security for the elderly" and "medical care for the sick". I. Coordinating the urban and rural social security system

While improving the enterprise social insurance system, we will actively and steadily promote the reform of the social insurance system of government agencies and institutions, implement the basic system of combining unit and individual contributions and unified accounts, establish an incentive mechanism closely related to the length and amount of basic pension benefits, and implement supplementary old-age insurance measures suitable for the characteristics of government agencies and institutions, so as to realize the effective connection between various social insurance systems of enterprises and government agencies and institutions and realize the smooth transition between the old and new systems. Integrate urban and rural residents' basic old-age insurance and basic medical insurance systems, integrate new rural insurance and urban residents' old-age insurance into urban and rural residents' basic old-age insurance system, and integrate new rural cooperative medical insurance and urban residents' basic medical insurance into urban and rural residents' basic medical insurance system to realize the equality of urban and rural residents in these two basic systems and the sharing of management resources. Adhere to the system mode of combining social pooling of old-age insurance with individual accounts, realize national pooling of basic pensions, give better play to the role of social pooling in regulation and mutual assistance, and gradually establish individual accounts to meet the challenge of population aging. Further unify and standardize the old-age insurance system, realize the smooth transfer of the old-age insurance relationship across the country, and better protect the basic livelihood of retirees and elderly residents.

Two, the establishment of social security benefits to determine the mechanism and adjustment mechanism.

Study the scientific method to determine the level of social security benefits, realize the normal adjustment of social security benefits, and improve the level of social security continuously, orderly and reasonably. Continue to raise the basic pension for enterprise retirees, and adhere to and improve the mechanism of "overpaying for more". On the basis of fully implementing the new rural old-age insurance and urban residents' old-age insurance system, we will steadily raise the level of basic pension benefits and tilt towards the elderly. Gradually increase the maximum payment limit of basic medical insurance, promote the overall planning of residents' medical insurance and new rural cooperative medical expenses, and gradually include common and frequently-occurring diseases in outpatient clinics into the scope of protection. While improving the overall planning level, we should properly handle the social security treatment relationship of all kinds of personnel.

Three. Ensure the safety, preservation and appreciation of social security funds.

This is a very urgent and arduous task. Social insurance fund is related to the vital interests of the insured, and it is the life-saving money and life-saving money of the insured. It is necessary to ensure the payment of various benefits and the safety of funds in the current period, strengthen fund supervision, speed up the establishment of an investment and operation system for social insurance funds, broaden the investment channels of basic old-age insurance funds, explore new investment and operation modes of funds, and strive to maintain and increase the value. Expand and open up new financing channels for social security funds, establish social security strategic reserve funds, and further enrich the established national social security funds, so as to effectively deal with the problem of population aging in China and realize the long-term balance of social security funds.

Fourth, improve the social assistance system.

We will continue to improve the urban and rural minimum living security system, comprehensively establish a temporary assistance system, and realize the overall planning of urban and rural medical assistance. Increase urban and rural subsistence allowances and improve the subsidy standards for special care recipients. Accelerate the development of moderately inclusive social welfare undertakings focusing on aged care services, promote the full coverage of the old-age allowance system, explore the establishment of an old-age care insurance system, and promote the mutual connection and common development of home, community and institutional aged care services. We will improve the social security and service system for the disabled, improve the orphan protection system, do a good job in helping vagrants and beggars, and effectively guarantee the basic livelihood of people in need.

Five, improve the management level of social security services

Further straighten out the social security administrative management system, establish a social insurance handling management system suitable for the overall planning level, and make more effective use of various management resources. Strengthen the grassroots social security service platform and information construction, standardize and optimize social security management services, promote standardization, implement precise management, fully implement social security cards, and strive to "record, guarantee and serve all urban and rural insured persons".

To this end, the "Government Work Report" emphasizes the general policy, principles and key tasks of accelerating the improvement of the social security system. The general policy is full coverage, basic protection, multi-level and sustainable. The general principle is to enhance fairness, adapt to liquidity and ensure sustainability. The key work is to do the following five aspects well.

First, speed up the legislation of social security system.

The social security system has the characteristics of standardization and compulsion, and all countries adopt laws before taking action. At present, China still relies mainly on administrative regulations, which is already very unsuitable. In particular, the "four guarantees" of old-age care, unemployment, medical care and subsistence allowances need to be introduced as soon as possible after they are basically mature and gradually improved in implementation.

Second, strive to expand the coverage of the social security system and narrow the gap between urban and rural areas.

Social security for all is a basic principle pursued by social security legislation in all countries.

Third, gradually improve the rural social security system.

In view of the vastness of rural areas and regional differences in China, China can gradually, selectively and at a low starting point promote rural social security.

Four, clear the responsibility of the state, enterprises and individuals in improving the social security system.

The operation of social security system must be supported by funds, and social security funds must be raised under the leadership of the government. The government should take social security as a long-term institutional arrangement, and the state finance should be developed from the current semi-full position to the real full position, including the growth mechanism of the central government's fixed proportion of social security investment, and the local finance should never bear or bear less social security responsibility and develop into the unity of financial power and social security responsibility.

It is necessary to enrich the social security fund in various ways, such as transferring some state-owned assets to personal accounts according to law, that is to say, transferring some state-owned assets from the state finance to the social security fund to pay off the historical debts of old employees.