Job Recruitment Website - Social security inquiry - I have paid social security for 15 years and have not retired yet. Can I seal it?

I have paid social security for 15 years and have not retired yet. Can I seal it?

It can be sealed. Employees who have paid 15 years need not continue to pay, but if you stop paying, you will not be able to enjoy medical insurance until the legal retirement age.

Article 16 of the Social Insurance Law clearly stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. If the personal social security is less than 15 years, you can pay to 15 to receive it on a monthly basis, or you can transfer to the new rural insurance or urban residential insurance, and enjoy the corresponding old-age insurance benefits in accordance with state regulations.

According to the social security regulations, the minimum requirement for applying for a pension is the minimum payment period 15 years, which does not mean that you can not pay it after paying 15 years. Also, it must be clear that the amount of old-age insurance money received after retirement is directly related to the individual payment period. The longer the individual social security payment period, the more pension he will receive after retirement.

Extended data:

According to the regulations, if the individual payment period has accumulated to 15 years, the basic pension will be paid monthly after retirement. Bian Xiao of the social security station found that many insured people mistakenly thought that they could retire and go home to receive the pension as long as they participated in the personal social security pension insurance and paid 15 years. In fact, retirement age is the most important part for workers. Take male employees as an example. Even if they are under 60 years old, even if you have paid the pension insurance for 30 years, you can't retire for the time being.

Article 4 of the Provisional Regulations on the Collection and Payment of Social Insurance Fees stipulates: "Payment units and individuals shall pay social insurance premiums in full and on time". In other words, the payment obligation of units and employees is not exempted because the payment reaches 15 years.

For workers, no matter how long the payment period is, as long as they have labor income or other fixed income, they must pay the old-age insurance premium in full and on time, which is stipulated by law and mandatory. That is to say, unless the worker is unemployed or completely incapacitated and retires after reaching retirement age, the payment period of the old-age insurance premium will continue to be paid even if it accumulates to 15 years.

References:

People's Republic of China (PRC) Social Insurance Law-Baidu Encyclopedia