Why are banks rushing to apply for social security cards?

1 is beneficial for banks to develop customers, because social security cards have two accounts, one is social security account and the other is financial account. Financial accounts, like bank cards, can be used for savings, transfer, investment and financial management, remittance and credit card.

2. Handling a social security card in a bank is equivalent to handling a savings card in a bank. Pension and medical insurance reimbursement will be credited to the bank account of social security card, and there is a lot of water.

3. Handling social security cards in banks will also increase the potential customer base for banks. The more social security cards, the larger the customer base, which is also very helpful for banks to carry out business. For example, customers with social security cards can be guided to handle bank financing. After all, the pension needs to be credited to the bank account every month. With the accumulation of these people, it will be more convenient to handle banking business.

4. It is a cooperative relationship between the bank and the Social Security Bureau to handle social security cards. Every time you apply for a social security card, it is equivalent to adding a savings customer to the bank.

The social security card processing flow is as follows:

1. Generally, when you enter an enterprise or unit, you will apply for social security for each employee. If the unit pays social security, the unit will apply for a social security card for you. Of course, individuals can apply to the bank.

2. A local account only needs an ID card. If the account is not local, go to a nearby photo studio and issue a photo receipt.

Fill in the application form for handling business and social security card with personal ID card and photo receipt for handling social security;

3. A month later, when you go to pick it up, you will be informed by SMS and you will get your social security card back. When you get the card, the staff asks for two passwords. One is the medical insurance card password, that is, you need to enter the password when you go to the pharmacy to buy medicine and swipe your card, or when you are reimbursed by the hospital. Another password is equivalent to a bank card, which can deposit and withdraw money, including pension.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums.

Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.