What's the difference between the first and second social security files?

The differences between primary social security and secondary social security are as follows:

1, remote payment

The first payment base is the total monthly salary of employees, and the payment ratio is 8.2%, of which the company pays 6.2% and the individual pays 2%. The second payment base is the average monthly salary of employees in Shenzhen last year, and the payment ratio is 0.8%, of which the company pays 0.6% and the individual pays 0.2%. The base of the third-grade payment is the average monthly salary of employees in Shenzhen last year, and the payment ratio is 0.55%, of which the company pays 0.45% and the individual pays 0. 1%.

2. Personal accounts are different

In Shenzhen, only one file has a personal account, and the second and third files do not. After the balance of the social security account reaches the payment conditions, the first-level insured can go to the designated medical insurance pharmacy to buy medicine, or they can use their personal accounts to give themselves, their spouses and immediate family members health checkups and vaccinations. However, the second-class insured can't take the medical insurance card to the designated medical insurance pharmacy to buy medicine, and social security can't be used by family members.

3, outpatient treatment is different.

Outpatient reimbursement is also divided into general outpatient service, serious illness outpatient service, outpatient blood transfusion, outpatient special examination and so on. The first file can be paid or reimbursed by the medical insurance through the money in the personal account, and the second and third files can only be reimbursed for the general outpatient service of the community health service, and the maximum reimbursement can only be 1000 yuan per year. Different drugs also have different reimbursement rates.