Do employees of insurance companies pay social security?

Of course, you have to join the company.

1, personal insurance is generally limited to old-age insurance, while company insurance is five risks. In addition to old-age insurance, there are medical care, unemployment, work injury and maternity. No one can guarantee that he won't get sick or work-related injuries ... besides, it also involves medical insurance after retirement.

2. Your own insurance is limited to endowment insurance, and the payment ratio is 20%. The company has five insurances, and the proportion of individual contributions is only 1 1%, including 8% for old-age care, 2% for medical care (the amount deposited in your medical insurance card is higher than your own medical insurance fee, because a small part of the company's contributions will be included in your medical insurance card), and unemployment 1%. Maternity and work-related injuries are paid by the unit, and individuals do not pay.

3. According to the Social Insurance Law, enterprises have the obligation and responsibility to participate in five insurances for employees, otherwise it is illegal, and it is also illegal for companies to make up money. Companies that have no interests will not take this risk.

PS: Personal identity insurance is "endowment insurance for individual industrial and commercial households and flexible employees" and enterprise insurance is "endowment insurance for urban workers". The proportion of the former payment is 20% of the whole country, which is borne by individuals; In the latter case, the individual contribution rate is 8%, and the company contribution rate is about 20% (slightly different in some places), totaling 28%. Of course, the proportion of the above two accounts included in the personal account balance is 8%, and the pension calculation method is the same.

Although you said that it doesn't involve the amount of individual contributions, it is still recommended to participate in the insurance as a company employee: there can be medical insurance, work injury insurance, unemployment insurance and maternity insurance. If the company fails to pay back the payment, you can report it to the labor security supervision brigade and ask for it.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.