Social security benefits for the death of the insured.

Compensation standard for the death of social security personnel: in case of work-related death, the funeral subsidy is 6 months, the average monthly salary of employees in the overall planning area last year, and the one-time work-related death subsidy is 20 times of the per capita disposable income of urban residents last year; For those who died due to illness or non-work, the standards stipulated by different provinces are different. The provincial labor and social security department issued a document, and the labor and social security bureaus of cities and counties implemented it according to the document.

According to "Social Insurance Law", personal account pension has the nature of compulsory savings and belongs to individuals. If an individual dies (including before and after retirement), the pension balance in the personal account can be inherited.

1. In case of death due to illness or non-work, the survivors can receive funeral subsidies and survivors' pensions. Funeral allowance and survivor's pension are also part of the employee's pension insurance benefits.

(1) Funeral allowance is a subsidy for employees to bury and handle funeral affairs after death. There is no uniform standard in China at present. Judging from the regulations in some places, funeral subsidies are generally paid according to a certain number of years of the average monthly salary of local employees at the time of their death. For example, in Dalian, the funeral allowance was the average social wage of the whole city for three months in the previous year.

(2) Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivors' pensions vary from place to place, and some do not stipulate pensions, but only provide monthly assistance to survivors; Some provide one-time pensions and monthly living allowances for survivors. For example, in Dalian, dependent immediate family members can receive a one-time relief subsidy according to the average social wage of last year 10 month, and they can also receive a relative relief subsidy according to the sum of local living difficulties subsidy standards and price subsidies.

2. Social security benefits for disability due to illness or non-work.

Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Disability allowance is the economic compensation given by the basic old-age insurance fund to the above-mentioned special insured persons. Sick and disabled allowance is a new system. At present, there is no corresponding allowance standard, and corresponding supporting regulations need to be issued.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Forty-fourth employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations. Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.