What happened to the social security reform in the second half of the year?

In the second half of 2020, there will be five major changes in the social security association, including: the increase of pensions in various provinces will be implemented one after another; Small and medium-sized enterprises continue to be exempted from three social security fees; Realize the provincial overall planning of endowment insurance before the end of the year; Social security card will be used in the whole process of endowment insurance business; And cancel the personal accounts of urban and rural residents' medical insurance before the end of the year.

1, the provincial pension increase will be implemented one after another.

Ministry of Human Resources and Social Security announced in April this year that the pension for retirees will increase by 5% in 2020, achieving a "16 continuous increase". However, at present, only Shanghai has released the pension adjustment plan for 2020, and the rest provinces have not yet released it.

Therefore, from the second half of the year, other provinces will release pension adjustment plans one after another. At present, Shandong, Jiangxi and other places have clearly reissued the increased pension before the end of July.

Basic pensions for urban and rural residents will also rise. According to the government work report released on June 1 1, China State Department's opinions on implementing the division of labor among key departments, the minimum standard of basic pension for urban and rural residents will be raised. Ministry of Human Resources and Social Security and the Ministry of Finance took the lead in introducing relevant policies before the end of July.

2. SMEs will continue to be exempted from three social insurance premiums.

Recently, Ministry of Human Resources and Social Security, Ministry of Finance and State Taxation Administration of The People's Republic of China issued the Notice on Extending the Implementation Period of the Policy of Reducing Enterprise Social Insurance Premium by Stages, and all provinces, autonomous regions, municipalities directly under the Central Government and Xinjiang Production and Construction Corps extended the implementation period of the policy of partially exempting small and medium-sized enterprises from the payment of three social insurance units to the end of 65,438+February 2020.

Enterprises with serious difficulties in production and operation affected by the epidemic can continue to postpone the payment of social insurance premiums until the end of February 2020, and the late payment fee will be exempted during the extension period. Reducing and delaying the payment of social security fees will continue to reduce the social security burden for small and medium-sized enterprises and further help enterprises tide over the difficulties.

3, before the end of the year to achieve the provincial pension insurance.

The above-mentioned notice issued by the three departments also requires that all provincial governments should earnestly assume the main responsibility, accelerate the provincial-level co-ordination of the three social insurances, and ensure the provincial-level unification of the basic endowment insurance funds for enterprise employees by the end of 2020.

Previously, 20 provinces across the country had realized the provincial-level unified collection and expenditure of pension funds. This means that by the end of the year, all provinces will realize the unified collection and expenditure of pension funds at the provincial level.

With the improvement of overall planning level, it is more secure to pay pensions in full and on time. This will not only further enhance the guarantee function of fund insurance in our province, but also lay a good foundation for realizing the national overall planning of endowment insurance.

4. Social security card is used in the whole process of endowment insurance business.

According to the notice issued by the General Office of Ministry of Human Resources and Social Security on 20 19, by the end of 2020, social security cards will be used in the whole process of endowment insurance business, and the application of social security cards in employment services, real-name management of migrant workers and wage distribution will be promoted.

Social security cards are used in the whole process of endowment insurance business, which means that social security cards are also used for pension collection. Recently, Guangzhou and other places issued notices requiring retirees to use social security cards to receive pensions.

It should be noted that in order to receive a pension with a social security card, the financial function and bank account of the social security card must be activated in order to receive a pension normally.

5. Before the end of the year, personal accounts will be cancelled for urban and rural residents' medical insurance.

According to the requirements put forward by the National Medical Insurance Bureau and the Ministry of Finance on 20 19, the medical insurance for urban and rural residents will be abolished and individual (family) accounts will be implemented before the end of 2020, so as to make a smooth transition to outpatient service; If an individual (family) account has been cancelled, it shall not be restored or set in disguise.

There are some disadvantages in individual (family) accounts of residents' medical insurance. First, the amount is very small and the guarantee is insufficient, so it is difficult to play the role of outpatient guarantee in fact. Second, the poor economic ability of * * * is limited to personal or family use, which also weakens the overall support ability of the fund. Third, it is easy to induce abuse.

The National Medical Insurance Bureau explained that canceling individual (family) accounts for urban and rural residents' medical insurance will not reduce residents' medical insurance benefits, but will be achieved by promoting outpatient co-ordination. After all localities promote outpatient co-ordination, the medical expenses for minor diseases can be included in the scope of payment of the co-ordination fund, and the medical expenses for common diseases and frequently-occurring diseases in grassroots medical institutions can be reimbursed, accounting for about 50%.

China News Network-In the second half of the year, social security ushered in five major changes.