202 1 payment standard of medical insurance

202 1 medical insurance payment standard is as follows:

1, students and children per year 100 yuan, individuals pay medical insurance premiums in 60 yuan, and the rest in 40 yuan are subsidized by the government;

2. Students, severely disabled children and families with minimum security benefits and special difficulties are not paid by individuals, and all medical insurance premiums are subsidized by the government;

3. Unemployed adult residents in cities and towns raise funds according to the standard of 560 yuan per person per year. The payment and subsidy standards are: severely disabled people, people enjoying subsistence allowances, family members with special difficulties, and elderly people over 60 years old from low-income families. Individuals do not need to pay fees, and the government will subsidize all medical insurance costs.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the workers.

"People's Republic of China (PRC) Social Insurance Law" Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.