Can the endowment insurance paid by the factory be refunded?

1. Can the endowment insurance paid by the factory be refunded?

1. The endowment insurance paid by the company has resigned and cannot be returned. You can transfer the old-age insurance to a new work unit, or you can handle it yourself and transfer it to your own account. Those who have paid the old-age insurance 15 years and reached retirement age can go through the formalities of receiving it.

2. Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC), individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

2. Can social security and endowment insurance be refunded?

1. Social endowment insurance premiums paid by individuals can be refunded. But for different situations, the proportion of return is limited. According to the regulations of the social security center, if the pension insurance after retirement is not enough to pay 15 years, the state can return the departmental balance after retirement, generally returning the proportion paid by individuals to the account, and the expenses paid by enterprises cannot be returned;

2. Although the state has unified regulations on declaration procedures and return principles, there are certain differences among cities. To a certain extent, the establishment of social pension system is to ensure the basic life of more elderly people. However, according to the national regulations, urban workers need to pay a certain number of years of pension before retirement, generally ranging from 15 to 25 years. The regulations of each city are different, and there is also a gap in the payment period.