Is it social security to pay only three insurances?

Only paying three insurances is social security, but it is not complete.

Social security includes industrial injury insurance, endowment insurance, unemployment insurance, maternity insurance and medical insurance, and the payment of these five items is complete. Only paying three insurances is social security, but it is not complete. Employers and individuals who pay social insurance premiums according to law have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consulting and other related services. The unit only gives them three payments, which is social security. But the specific situation depends on local laws and policies.

Three insurances usually refer to basic old-age insurance, basic medical insurance and unemployment insurance, which are the three basic insurance items in China's social insurance system. These three insurances are jointly paid by employers and employees, providing retirement, medical care and unemployment protection for employees. Industrial injury insurance is another important social insurance item, but it is not necessarily included in the three insurances.

How to pay the three insurances?

1, endowment insurance: individuals need to pay 8% of the salary base, and enterprises need to pay 20% of the salary base. The payment period must reach 15 years or more, and the pension can only be received after retirement.

2. Medical insurance: enterprises need to pay 10% of the salary base. When an individual falls ill, the expenses incurred shall be paid jointly by the overall fund account and the individual account.

3. Unemployment insurance: individuals need to pay 0.5% of the salary base, and enterprises need to pay 65438+ 0.5% of the salary base. If the insured's unit and I have paid unemployment insurance premiums for one year or more according to law, they can receive unemployment insurance benefits according to law if their employment is not interrupted because of their own will after handling unemployment registration and job registration.

Refer to the above content: Baidu Encyclopedia-Three Risks