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Who can't participate in social security?
Social security is highly respected by the public.
In modern society, most people voluntarily pay social security. Although the monthly salary is deducted by several hundred yuan, the employees are still very pleased at the thought of getting various welfare guarantees such as medical care, old-age care and maternity. It is most cost-effective to pay social security during work. Employees only need to pay 8% of the premium, and the rest will be borne by the employer.
Now it is reported that the social security of four types of people is invalid, and those who have already joined the insurance should stop immediately, otherwise it will still be useless even if they pay 15.
Four types of people pay social security is invalid.
The first kind of people are college students who have just graduated and taken up their jobs. When such people take part in the work, they are not regular employees, but interns, and the unit has no obligation to pay social security for them. Unless the interns sign a formal labor contract with the employer in the future, the employer has the responsibility to pay social security for them when the contract comes into effect.
Interns don't need to pay social security in such a hurry. Many college students graduate around the age of 25. Even at the age of 30, I had a stable job and began to pay social security. According to the rule that they can only get their pension after paying 15, they can only arrive at the age of 45. If you want to pay more, it will take about 10-15 years.
It is obviously useless for some interns to claim to pay for social security benefits themselves when they know that employers do not provide them during their internship. On the one hand, the payment of informal workers is invalid. On the other hand, it is quite stressful to bear the social security expenses of several thousand yuan. After all, the internship salary is not high, and half of it may be spent on paying premiums.
The second kind of people are those who have obviously retired, but are invited by the employer to return to their posts because of their outstanding work ability. When they retire, they have already gone through the formalities of receiving pensions, so even if they return to work and continue to pay social security, it is not acceptable in the system. As for the employer, there is no need to provide social security benefits, just pay its normal salary.
Nowadays, many industries have begun to popularize the re-employment strategy, such as hospitals and academy of sciences. You can see that many people who are 70 years old or older are struggling in the front line of work. They can not only continue to shine in the industry, but also lead a group of new talent teams. So such people are highly respected by the public.
The third kind of people are those who are over retirement age and whose social security contributions exceed the minimum standard 15, that is, those who have not gone through retirement procedures for a long time. Such people hope to extend the payment period of social security and get a higher pension in the future. According to the regulations, even if they continue to pay social security, it will be in vain. So, when you reach the retirement age, I suggest you go through the retirement formalities in time, so that you can receive the pension and enjoy it.
The fourth category of people is the group that participates in insurance repeatedly. Some people worry that a social security pension for employees can't meet the living expenses in their later years, so they join a social security for urban and rural residents. In fact, this idea is wrong. According to the regulations, residents are only allowed to participate in one insurance policy, and cannot enjoy two benefits at the same time. Once the relevant institutions find out that they are insured at the same time, one of the social security contributions will be cancelled. Of course, it does not rule out that someone has insured two insurances at the same time without knowing it. Now, if you participate in employee insurance, social security for urban and rural residents cannot be paid online.
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