Which is better for individuals to pay social security?

1. Linking a third-party company to pay social security: it refers to temporarily linking social relations to a third-party company. This situation is exactly the same as the nature and treatment of employees paying social security. In addition to the part paid by oneself, the part paid by the unit is also borne by itself. For example, the individual contribution rate of endowment insurance is 8%, the unit 19%, the individual contribution rate of medical insurance is 2%, and the unit 10%, as well as unemployment insurance, maternity insurance and work-related injury insurance, and all the expenses paid by themselves are borne by themselves.

If you choose to pay social security by the company, it is best to pay according to the minimum base, with relatively low cost and less pressure.

2. Participate in social security for urban and rural residents as residents: Only medical insurance and endowment insurance are needed to participate in social security for urban and rural residents.

The social security of residents who are insured as residents can only be insured at the place where they are registered, and the payment guarantee is relatively low; Moreover, the old-age insurance is paid annually, and each region has different grades, such as 300 yuan, 500 yuan or 1500 yuan. Different regions, different levels of payment, receive different pensions.

3. Participate in flexible employment: generally, it is also handled at the place where the household registration is located. Similarly, you only need to pay pension insurance and medical insurance. These two kinds of insurance are the same as social security for employees, but you can't enjoy work-related injury insurance, unemployment insurance and maternity insurance.

As flexible employees, the proportion of individual contributions to pension insurance and medical insurance is higher than that when there is a unit to pay, which is 20% and 5.6% respectively.