Wages do not reach the social security base

The good thing about a high social security base is that you will get more salary after retirement if you have contributed for a long period of time.

Pension insurance to pay at least 15 years, later to the time of retirement to enjoy a pension for life, if you are a man, according to the age of 60 years of age retirement calculation, from now on to retirement exactly 15 years, can ensure that you retire to receive a monthly pension; if you are a woman (50 or 55 retirement), to the time of retirement has not paid 15 years, you can apply for a delay in the retirement formalities to make up for the underpaid years, to the formal retirement procedures, and does not affect your enjoyment of the monthly pension entitlement, if you do not want to delay the retirement, you can also choose a one-time retroactive payment.

Implementation of the "Chinese People's **** and State Social Insurance Law" a number of provisions:

The second to participate in the basic pension insurance for employees to reach the statutory retirement age, the cumulative contributions less than fifteen years, you can extend the contributions to the full fifteen years. Those who joined the insurance before the implementation of the Social Insurance Law, and whose contributions are still less than fifteen years after the extension of five years, may make a one-time contribution until they reach the full fifteen years.

Article 3: Individuals who have participated in the basic pension insurance for employees and have made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) after reaching the statutory retirement age may apply for transfer to the new rural social pension insurance or urban residents' social pension insurance of the place where they are domiciled, and enjoy the corresponding pension insurance benefits.

If an individual who has participated in the basic pension insurance for employees reaches the statutory retirement age and has made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) and has not been transferred to the new type of rural social pension insurance or the social pension insurance for urban residents, the individual may apply in writing for termination of the basic pension insurance relationship of the employee. Upon receipt of the application, the social insurance agency shall inform the individual in writing of his/her right to transfer to the new rural social pension insurance or urban residents' social pension insurance and of the consequences of terminating his/her basic pension insurance relationship, and upon written confirmation by the individual, terminate his/her basic pension insurance relationship, and pay to him/her a lump sum of his/her personal account savings.

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