Social security has not been paid for 2 years after resignation. Will it affect the original social security?

The social security we participate in when we are on the job is five insurances, and social security is just its general name, which includes pension, medical care, work injury, maternity and unemployment.

If it is interrupted, you can continue to be re-employed. However, the insurance during the relevant interruption period cannot be replenished. Because our social security system takes everyone's ID number as the only sign, the information will be linked immediately when re-employed. However, our shortcoming is that the overall planning areas are independent of each other. If we cross the overall planning area, especially across provinces, we will not find our insurance information. Need to transfer the pension insurance relationship.

In addition, all five kinds of endowment insurance have corresponding effects.

For example, although the endowment insurance is calculated cumulatively, the retirement benefits will be reduced by 50% to 60 yuan or even 100 to 200 yuan for each year of less endowment insurance.

The interruption of medical insurance has a great impact. Insurance during the interruption period cannot reimburse hospitalization expenses. Even if re-insured, hospitalization reimbursement needs to wait for half a year to 12 months.

Maternity insurance, according to the latest policy of Qingdao, must be paid continuously for more than 1 year before giving birth to a child, and the overdue time shall not exceed two months.

Work-related injury insurance is of little use and has the strongest timeliness. It is valid in the month of enrollment and invalid when insurance is stopped.

Unemployment insurance itself can only be enjoyed during unemployment, and re-employment has no effect.

Therefore, the medical impact of stopping insurance is not great, but you can only apply for retirement if you pay before retirement, and the longer the payment time, the higher the retirement benefits, so it is better not to interrupt as much as possible.

You can renew it. It's just that the broken part in the middle is allowed to be returned in some places and not allowed to be returned in some places. For example, if you broke it at 20 13, you want to return it at 20 15. In the past two years, some places have not allowed to make up, and some places have allowed to make up.

Because pension insurance and unemployment insurance are calculated according to the payment period, especially pension insurance, the payment period and payment base have great influence on the treatment. Generally speaking, endowment insurance means long-term payment, paying more and enjoying more. Therefore, the main impact is still on the enjoyment of treatment.

However, if foreigners buy a house locally or their children go to school, many places need to provide proof of the payment period of social insurance, which may also be an aspect of the impact.

During the interruption, some places can make up, and some places can't. If you pay now, the male is 60 years old and the female is 50 years old (55 years old if you pay yourself), and you have paid social security for 15 years continuously, it is normal to receive a pension, but it is less.

Personal social security information can be kept all the time.

If you don't want to hand in your resignation, first transfer the previous social security relationship to the unit, and then go through the formalities of stopping the payment, so as to avoid trouble in the future.

As employees with units, social security mainly includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. When we join the insurance, everyone has a social security account number, which is my ID number. Therefore, although the payment is stopped, everyone's social security account will always exist, and the individual payment period and amount will not be cleared, and they can be connected at any time.

Among the "five insurances" of social security, if social security is suspended, the main ones affected are endowment insurance and medical insurance. Although both endowment insurance and medical insurance calculate the payment period cumulatively, if the payment is stopped for too long, endowment insurance will affect the individual's payment period, and the length of payment period will directly affect the pension level when an individual retires. Last month, medical insurance payment stopped, and next month, medical insurance reimbursement stopped. If you stop paying for three months in a row, it will be deemed that you have given up automatically. If you want to renew your insurance, there will be a six-month probation period. If you are sick and hospitalized during the exam, you have to pay for all the treatment, because the medical insurance has stopped paying. If it is a serious illness, it may drag the whole family into danger.

Therefore, if you stop paying social security, although the social security information you paid before will always be kept and your personal account will not be cleared, it is generally best not to stop paying, especially the payment of medical insurance. If the company resigns or is terminated by the company, the wisest thing to do is to find a new employer as soon as possible, and the new employer will continue to pay you. You just need to transfer the social security relationship of the original unit to the new employment unit and merge it together.

If you don't find a new employment unit or don't want to find a job, you can join the insurance as a flexible employee, and then transfer the relationship between the old-age insurance and the medical insurance of the unit, so that the payment period of the old-age insurance can be calculated continuously, and the medical insurance will not stop enjoying the treatment because of the interruption of payment. As long as the minimum payment of old-age insurance is 15 years, you can enjoy a monthly pension after retirement. As for medical insurance, even if you reach the minimum age, if you don't reach the statutory retirement age, you must always insist on paying fees, and you can enjoy free medical insurance for life after retirement.