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Do you have medical insurance when you buy social security?
Social security is the abbreviation of social insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. It can be seen that social security already includes medical insurance, so you don't have to buy medical insurance repeatedly when you buy social security.
Social security and medical insurance are not the same concept, although they are both related to insurance, but the scope is different. Social security includes the scope of medical insurance, which is only a part of social security:
1, with different concepts, social security card is a kind of social security card, which is issued to the society by local human resources and social security departments and used in various business fields of human resources and social security. Medical insurance card is a special card for personal account of medical insurance, which uses personal ID card as identification code to store and record detailed information such as personal ID card number, name, gender, payment and consumption of account funds;
2. Social security has different functions, which can provide economic security for the insured within the scope of basic medical insurance, basic old-age insurance, industrial injury insurance, unemployment insurance and maternity insurance, while medical insurance can only be used when the patient is sick to pay the medical expenses of the patient.
Article 60 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall declare and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.
Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
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