I'm Beipiao, and I won't stay in Beijing for long. Is it useful to pay five insurances and one gold in Beijing? Can you not pay it?

If you have formed a stable labor relationship with the employer (that is, signed a labor contract), social insurance is compulsory, that is, you have to pay five insurances and one gold, and the management in Beijing and Shanghai is stricter, so as long as you have a stable employment, unless the employment of the employer is very irregular, you will not agree or provide you with this option of not paying social insurance.

As for you certainly won't stay in Beijing for long, you have to make a concrete analysis.

Old-age insurance, which is what our parents call pension, can be transferred, and personal accounts can be moved to the next place of work. The overall planning part is paid by the unit and cannot be transferred, but this record exists. When you retire, this payment record can be combined to give you money.

Enjoy medical insurance in the current period. For example, if you have a headache and brain fever in Beijing, you can get a card for medical treatment, which is very convenient. If you go to the next workplace, your personal account can be withdrawn. The overall planning part originally entered the big pool of society, but the payment record is still there, and you can count it together when you retire.

Unemployment, work injury and maternity, these three insurance individuals do not pay, so there is no problem of transfer and raising. What we should pay special attention to here is that when paying social insurance, both units and individuals have to pay. Don't trust companies that tell you they won't insure you, and then send you the part paid by the company. It is out of the question. It involves the human resource cost accounting of enterprises. At most, I will send you the original part paid by you personally, and the part paid by the unit will be earned.

The remaining one, the provident fund, is simple and can be directly withdrawn before leaving.

To sum up, please help yourself.