Job Recruitment Website - Social security inquiry - Can I buy medical insurance when I am seriously ill?
Can I buy medical insurance when I am seriously ill?
You can buy it, but you'd better use it after one year.
1, the medical insurance in social security belongs to the national policy insurance, which can be insured for illness or disease compensation first.
2. From the first month of payment, you can use the money in the medical insurance card (the part paid by the individual) to buy medicine or see a doctor in the drugstore or hospital where you can use the medical insurance card.
3. General medical expenses can only be reimbursed after being hospitalized for one year. This amount will be even larger, including not only individual contributions, but also company contributions.
The proportion of patients who can be reimbursed after buying social security is:
1, the employee went to see a doctor from? Overall fund pays 80% and individual pays 20%.
2. For retirees seeking medical treatment, the overall fund pays 85% and the individual pays 15%.
3. Large medical insurance: medical expenses ranging from 30,000 yuan to 654.38+10,000 yuan (inclusive), with 94% of large medical insurance premiums paid by individuals and 6% paid by individuals.
4. Large-scale medical insurance covers medical expenses ranging from 6,543,800 yuan to 200,000 yuan (inclusive), with 96% of large-scale medical insurance premiums paid and 4% paid by individuals.
5. Large medical insurance for medical expenses of more than 200,000 yuan, 98% for large medical insurance and 2% for individuals.
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