Job Recruitment Website - Social security inquiry - Payment voucher template for work-related injury insurance
Payment voucher template for work-related injury insurance
This is to certify that * * * City * * Co., Ltd. has handled the industrial injury insurance procedures for its employees and paid them in full.
* * * Municipal Social Insurance Fund Management Center
Date, year and month
Attachment: Characteristics of industrial injury insurance
1, the scope of industrial injury insurance is that workers are in the process of productive labor. Because occupational hazards are everywhere, no one can completely avoid occupational injuries. Therefore, industrial injury insurance, as an insurance system against occupational hazards, is applicable to all employees. Any employee who has an industrial accident or occupational disease should enjoy industrial injury insurance, without exception.
2. The liability of industrial injury insurance is compensatory. The direct consequence of industrial injury, that is, occupational injury, is to damage the life and health of employees, and thus cause mental pain and economic losses to employees and their family members, that is to say, the rights of life and health, survival and labor of workers are affected, damaged or even deprived. Therefore, work-related injury insurance is a social insurance system based on paying compensation to workers injured at work, while other social insurances are based on helping and paying compensation to workers' life difficulties.
3. Work-related injury insurance implements the principle of no-fault liability. No matter whether the responsibility for industrial accidents belongs to the employer, the individual employee or the third party, the employer should bear the insurance responsibility.
4. Industrial injury insurance is different from endowment insurance. Workers do not pay insurance premiums, and all expenses are borne by the employer. That is, the applicant for work-related injury insurance is the employer.
5. The treatment of industrial injury insurance is generous and the standard is high, but the treatment is different because of different industrial accidents.
6. As a kind of social welfare, the coverage of industrial injury insurance is richer than that of business accident insurance. In addition to accidental injuries at work, it also includes occupational disease reimbursement, acute sudden death insurance and funeral subsidies (work-related deaths).
Commercial accident insurance provides protection against accidental injuries during work and rest, and its advantages are reflected in the breadth of time and space. For example, accidents encountered on the way to and from work, if they are motor vehicle traffic accidents, can be compensated through work-related injuries, and other accidental injuries do not belong to the scope of work-related injuries.
20 10 12.20 The the State Council136th executive meeting adopted the Decision of the State Council on Amending the Regulations on Industrial Injury Insurance. It was decided to revise the Regulations on Work Injury Insurance, which came into effect on June 5438+ 10/2004, and expanded the scope of work injuries on the way to and from work. At the same time, it also stipulates that in addition to the current motor vehicle accidents, employees who are injured by non-motor vehicle traffic accidents or urban rail transit, passenger ferry and train accidents on their way to and from work should also be recognized as work-related injuries.
In terms of compensation, medical expenses are usually reimbursed by industrial injury insurance in advance, and commercial insurance deducts the paid part to compensate the remaining amount. Death or disability insurance benefits are paid according to the agreed amount, without conflict. Commercial accident insurance is usually suggested as a supplement and perfection of social security.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
- Previous article:What are the social security card processing procedures?
- Next article:Can rural social security card be reimbursed for medical treatment?
- Related articles
- Let's discuss: we are going to emigrate, do we need to continue to pay social security?
- Wuxi minimum social security base
- How to use the new Jiangsu social security card?
- How to bind the child's medical insurance card with the mother?
- Beijing temporary basic pension insurance contribution account transfer application form
- How to activate social security card
- Zhenjiang social security center telephone
- The process of laid-off workers' retirement, thank you.
- How to pay for medical insurance for urban and rural residents in Guangzhou online
- Can I participate in social security with a residence permit?