Does it matter if medical insurance stops for a few months?

Stopping medical insurance for a few months has an impact. If medical insurance is interrupted, it will have an impact on individuals. According to the relevant regulations, if the medical insurance is interrupted for three consecutive months or the payment is interrupted for six months, the basic medical insurance benefits will be stopped. It should be noted that when individuals resume payment, they can enjoy medical insurance benefits again. However, if the payment is interrupted for 3 months in a row, you need to pay for 6 months in a row to enjoy medical insurance benefits.

The way to deal with the interruption of social security payment is:

1. The insured person has participated in the basic medical insurance for more than 2 years (including 2 years) continuously, and the insured relationship switches between employee medical insurance and resident medical insurance due to personal identity changes such as employment. If the payment is interrupted for less than 3 months, the insured person can enjoy the treatment normally after payment, ensuring the seamless connection of the insured person's treatment;

2. If the payment is interrupted for more than 3 months, each co-ordination area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.

Legal basis: Article 8 of People's Republic of China (PRC) Social Insurance Law.

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.