It's better to call social security, or it's better to be safe. Peace is blessed, 8000 yuan a year, so everyone, sincere opinions.

Brother Bao said that insurance focuses on the evaluation of insurance products! What's the difference between Ping An Fu and other insurance companies' critical illness insurance? Top Ten Insurance Companies "Worth Buying" Hot Critical Illness Insurance Inventory!

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Social security is different from the guarantee of peace and well-being, and its nature is also different. Social security belongs to the national welfare, and the security items and contents are as follows:

Endowment insurance: it is a social security system established by the state to ensure that we still have money to use after retirement. It only requires us to pay 15 years before retirement, and then we can receive a considerable pension every month after retirement.

Medical insurance: that is, when we are sick, we can reimburse the outpatient expenses of going to the hospital and a certain proportion of hospitalization and medical expenses incurred by hospitalization.

Maternity insurance: it is specially prepared for the birth of children. You can reimburse maternity medical expenses, prenatal and postnatal examination fees, birth control surgery fees and other expenses, and subsidize some economic losses caused by childbirth.

Work-related injury insurance is a kind of social welfare that the state gives us medical treatment and necessary economic compensation when we suffer from work-related injuries, occupational diseases or even death.

Unemployment insurance: to ensure that after we lose our jobs due to the bankruptcy or dismissal of the company, we can get an unemployment benefit every month so as not to live without money.

Ping An Fu is a commercial insurance, which is mainly based on death protection and serious illness protection. Whether it is social security or the protection provided by Ping An Fu, it is very important for everyone, and we can't tell which is better.

You may not know much about Ping An Fu. Let me introduce it in detail. You can refer to the content and choose according to your actual situation.

Ping An Fu is the most representative product of Ping An Insurance, and the product upgrade has never stopped. This year has been upgraded to the version of Ping An Fu 20. After the new version was updated, I conducted research and finally found that there seems to be no difference between the new version and the old version. If you want to know, you can collect this article first and read it slowly: Is China safe? Do you have any insurance recommendations?

Let's see how Ping An Fu 20 compares with the previous version:

Looking at the picture, we can find that compared with the old version, the protection of Ping An Fu 20 has basically not changed much. The most obvious thing is to cancel the bundled sales of long-term accident insurance.

But the shortcomings cannot be changed! For example, the following disadvantages:

1. Incomplete protection: there is no protection against China's disease in the product, and the excellent critical illness insurance on the market has increased the protection against China's disease.

2. The proportion of compensation is low: only 20% can be paid for mild illness, which is not up to the average level.

3. The setting of cancer compensation is poor: Ping An Fu 20 suffers from cancer for the first time, and it will take five years to get cancer protection again; If you suffer from a serious non-cancer illness for the first time, you can directly terminate the contract. Youpin is suffering from cancer for the first time and can be paid again after 3 years; Cancer compensation can be obtained after 1 year if you suffer from non-cancer serious illness for the first time.

4. Exemption is not included: it is necessary to increase the exemption of the insured by 20%. If you choose to add the exemption of the insured, you have to pay more. If you can take this protection with you, it will be an excellent product.

The conclusion is that Ping An Fu 20 is not worth buying. If the family conditions are average, it may be most suitable to buy some cost-effective critical illness insurance products.

In order to make it easier for everyone to choose, I have found several products that are most worth buying now and share them with you for reference >>