When is the medical insurance paid every year?

In general, the payment time of residents' medical insurance in China is from September 1 to February 3 1, and takes effect in June 65438+1 October/the following year.

If the payment is overdue, some areas also have a deferred payment policy, which can generally be postponed until February 28 of the following year at the latest. Those who pay before this date can enjoy medical insurance benefits normally.

However, it should be noted that extending the social security payment time is not available in all regions, so you'd better consult your community or social security agency to avoid overdue payment.

In addition, even if it is paid after the expiration, it can only enjoy the treatment from the date of payment, and cannot reimburse the medical expenses that occurred in the past. For example, Xiao Ming paid the medical insurance for the new year on February 27th, and the hospitalization expenses in February15th of the same year could not be reimbursed.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 65,438+00% of its total payment base every month, and the individual employee pays 2%+ 120 yuan as a serious illness co-ordination.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.

legal ground

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.