Suzhou minimum payment standard for five insurances and one gold.

Suzhou five insurance and one gold minimum payment standard is as follows:

Endowment insurance, units and individuals pay 20% and 8% respectively; Medical insurance, units and individuals pay 12% and 2% respectively; Unemployment insurance, units and individuals pay 2% and 0% respectively; Maternity insurance units pay 0.60%, and individuals do not pay; Work-related injury insurance units pay 2%, and individuals do not pay.

Suzhou five insurance and one gold payment base:

1, social security payment base

The upper limit of social insurance premium paid by enterprises and employees in Suzhou is 194496 yuan (16208 yuan/month), and the lower limit of payment base is 28644 yuan (2387 yuan/month);

The monthly payment base for individual industrial and commercial households in Suzhou to participate in the basic old-age insurance is 2300 yuan, and the monthly payment base for other types of insurance is still implemented according to the original regulations. The minimum monthly payment base for flexible employees to participate in the basic old-age insurance is 2300 yuan, which can be divided into several grades, and the maximum is not more than 16208 yuan. The monthly payment base for flexible employees to participate in employee medical insurance is 1600 yuan;

The monthly "transfer account" base of urban "Xiebao" personnel, as well as the base of the pension and medical insurance premiums paid by the unit after the employment of "Xiebao" personnel, shall be implemented according to the lower limit of the payment base of enterprise insured employees in 20 14 years. The upper limit of social insurance premium paid by units and employees who participate in social insurance for employees in urban institutions is 289,239 yuan (24 103 yuan/month), and the lower limit of the payment base is 57,848 yuan (482 1 yuan/month). Units and employees who participate in social insurance for employees of urban institutions and institutions, the base for paying social insurance premiums in 20 14 years is 86,434 yuan (7,203 yuan/month);

2, provident fund deposit base

According to the provisions of Suzhou Housing Provident Fund's 20 14 annual payment base adjustment notice, the payment base is approved according to the average monthly wage income (total wages) of employees. The specific caliber is implemented in accordance with the Notice on Adjusting the Provision of Housing Provident Fund for Employees of Organs, Enterprises and Institutions in total wage base (Su Zi [2012] No.81), that is, according to the current provisions of the National Bureau of Statistics on the composition of total wages: total wages refer to all labor remuneration paid directly to employees by the unit, whether it is charged to costs or other items, it should be included in total wages, including

To sum up, five insurances and one gold are compulsory by the state. Based on the average monthly salary of an individual in the previous year, there may be slight differences from place to place. Five insurances and one gold are about 1500 a month, including the contributions of individuals and units.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.