Since 2023, a new social security policy has been introduced.

The existence of old-age care and social security is to provide enough help and support for the elderly and let them spend their old age safely. From June 5438+ 10, 2023, China's pension and social security will usher in five brand-new changes, which the general public must understand clearly, because it is related to your money collection and payment.

I. Changes in social security payments

If you are a citizen with a unit, don't worry too much about paying social security. The unit will pay social security for you on schedule, but for small and micro enterprises and flexible employees, the pressure they have to bear is great.

In order to reduce the burden of this group to pay social security, the relevant departments now clearly stipulate that people can delay paying social security. The extension period is also different. For example, employee pension insurance can be postponed for 3 months, and the expenses of work injury insurance and unemployment insurance can be postponed until April.

Flexible employees and individual industrial and commercial households, their income is very unstable, there is no way to pay social security regularly like employees in the unit. Therefore, the relevant departments also clearly stipulate that starting from next year, as long as the funds can be repaid before the end of the year, ordinary people can choose to pay in installments or on a monthly basis. In the process of making up, the relevant departments will not charge any late fees, which is also very humanized.

Second, pensions have improved.

The second change is that pensions are going up again. The general public is also very excited to hear this news, which shows the concern and help of the relevant departments in China. In fact, China has continuously raised the pension 19 times, which has brought great confidence to retirees.

Considering that the economic development, people's income level and prices in different regions are not exactly the same, a "one size fits all" plan will not be adopted when adjusting pensions. Municipalities will adjust the increase of pensions according to local actual conditions.

The reason why the relevant departments of our country raise pensions is because the price increase is still very fast. If the pension remains unchanged, it will not be able to meet the people's expenditure needs, and raising the pension can also mobilize everyone's enthusiasm for paying social security, and more and more people will take the initiative to participate in the insurance.

Third, the change of employee pension.

Starting from next year, a brand-new employee pension contribution ratio will be implemented, which will rise to 16%. This means that the general public can take more initiative. If you have sufficient funds at present, you can pay more funds and receive more pensions after retirement. Of course, in the same way, if the funds are insufficient, you can pay less, depending on your actual situation.

Four, adjust the national medical insurance reimbursement directory

Before, the medical insurance catalogues in different regions were not unified, and there were certain obstacles in reimbursement, which made many people feel very cumbersome. Therefore, from next year, we will cancel the local medical insurance reimbursement catalogue and completely unify the national medical insurance catalogue.

After the reform of medical insurance catalogue, it will be convenient for relevant departments to strictly manage medical insurance, and it will be easier for pharmaceutical companies to innovate and predict the market for drugs. In the future, it will be easier for ordinary people to reimburse with medical insurance and truly realize efficient reimbursement.

Verb (abbreviation of verb) unemployment insurance

In the past, the relevant departments also issued unemployment insurance to ordinary people, but the existing problems were that the liquidity of funds was not strong, the payment was not in place and the payment was not timely. After the adjustment, unemployment insurance benefits will be directly transferred from the municipal level to the provincial level, effectively improving the liquidity of the fund.

When it is found that the economic development in some areas is not good and the funds are insufficient, it is impossible to distribute unemployment insurance benefits, and the relevant provincial departments can distribute the money so that the unemployed in cities can receive unemployment insurance benefits in time to tide over the current difficulties. In addition, there is a very significant change. In the past, the provincial-level overall account could only be paid by the unit. Considering that this payment method is too narrow and not inclusive, from next year, urban individuals, including industrial and commercial households, can pay.

Because this part of the group's work is the most unstable and their income is also very unstable, in order to prevent unemployment in the future, paying an unemployment insurance in advance is to provide a guarantee for their future life. Even in the face of unemployment, the state provides welfare and help, so that it will not be impossible to maintain life.

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The above five new policies will be implemented from next year. After that, China's pension and social security will be more scientific, reasonable and humanized, and can provide more comprehensive and effective help for the lives of ordinary people in China. In the later period, relevant departments need to continue to understand people's needs, adjust policies in time, and improve the perfection of old-age care and social security.