What's the difference between Xiamen social security and Chongqing social security?

Employees pay five insurances and one gold for social security. If the payment standard is the same, there is no difference in payment, but the calculation of pension is different when you retire.

Compared with Chongqing and Xiamen, which retired in 20021,the retirement pension in Xiamen is higher under the conditions of the same payment base and the same number of years. Because 202 1 year, the average wage in Chongqing is 57,480 yuan, while that in Xiamen is 96 193 yuan. The accounting basis of employee insurance pension is determined according to the local average wage level.

What factors are related to how much pension you get after retirement?

1, whether the payment period is paid 15 or 30 years will directly affect the pension benefits after retirement. However, the payment of 15 years is only the minimum requirement for enjoying the pension.

2. The level of payment will also directly affect the pension benefits after retirement.

3. Average social wage at retirement.

Note that the average social wage refers to the average monetary wage earned by employees of enterprises, institutions and institutions in a certain period of time.

Whether to retire at the age of 55 or 60 depends on the retirement age. When calculating personal account pension, the number of months is different. The later the retirement age, the fewer the number of months, and the personal account pension may be slightly higher.