When does the medical insurance card usually come?

Medical insurance cards are generally credited on the 20th.

The general medical insurance card will be issued around the 20th of each month. Under normal circumstances, the medical insurance department will entrust the personal account to the bank and transfer it to your medical insurance card at the end of the month. However, the policies in different regions are slightly different. Some places pay money at the beginning of the month, and some places only pay it once a year, depending on local policies. If in doubt, you can directly consult the local social security center.

The scope of use of the medical insurance card is as follows:

1. When medical services such as outpatient service, hospitalization, outpatient service, nursing and rehabilitation are provided by designated medical institutions, medical insurance cards can be used for settlement;

2. When purchasing drugs that meet the medical insurance catalogue in pharmacies, you can use the medical insurance card for settlement;

3, in the designated medical institutions for physical examination and vaccination, you can use the medical insurance card for settlement.

The medical insurance card processing flow is as follows:

1, go to the local social security bureau or medical insurance center to apply for a medical insurance card. Need to bring my ID card, social security card, household registration book, recent 1 inch bareheaded photos and other related documents and materials;

2, fill in the relevant medical insurance card application form. Please check your personal information carefully when filling in, such as name, ID number, gender, date of birth, etc.

3. Pay relevant fees. You need to pay a certain fee to apply for a medical insurance card, and the specific amount varies from region to region;

4. Waiting for review. The medical insurance card needs to be reviewed, and the review time is generally 3-5 working days;

5. Get a medical insurance card. After passing the examination, you can get the medical insurance card from the Social Security Bureau or the medical insurance center that handles the medical insurance card.

To sum up, medical insurance also has two major functions of insurance, risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.

Legal basis:

Article 29 of People's Republic of China (PRC) Social Insurance Law

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits. To sum up, the policies in different regions are slightly different. Some places pay money at the beginning of the month, and some places only pay it once a year, depending on local policies. If in doubt, you can directly consult the local social security center.