Can residents' medical insurance and social security be bought together?

Residents' medical insurance and social security cannot be bought together.

There is a conflict between rural medical insurance and medical insurance in social security. Generally speaking, both kinds of insurance can't be paid repeatedly. When reimbursing, both units must receive the original invoice, and the hospital will only issue the invoice, so only one party can be reimbursed. In addition, the boundaries between rural medical insurance and social security are different. Rural medical insurance is paid every year, and social security insurance is paid at least 15 years or retired, which can be enjoyed for life.

Urban residents' medical insurance is a medical insurance system with urban minors and unemployed residents who have not participated in urban workers' medical insurance as the main participants. It is an important measure for the CPC Central Committee and the State Council to further solve the medical security problems of the broad masses of people and continuously improve the medical security system after implementing the basic medical insurance system for urban workers and the new rural cooperative medical system. Mainly to make institutional arrangements for medical insurance for urban non-employed residents. The appearance of this system is of great significance in the process of social insurance system reform in China, which points out the direction for the reform of social insurance system in China.

The difference between residents' medical insurance and employees' medical insurance;

1, facing different people. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs;

2. The payment standard and source are different. Medical insurance for urban workers is paid by employers and individual workers and does not enjoy government subsidies. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the government gives appropriate subsidies on the basis of individual contributions;

3. Different treatment standards. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance.

4. Different payment requirements. If the minimum payment period is set for medical insurance for urban workers, if the payment period reaches 25 years for men and 20 years for women, they can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.