Is it necessary to apply for a social security card

Legal analysis: social security card is unnecessary. Only after paying social security fees, you can also use your ID card to handle some social security matters. It is more convenient to apply for a social security card. Social security cards have three main functions: First, they receive social security benefits according to law. At present, China's social security benefits include retirement security, medical security, unemployment security, maternity security, work injury security and so on. Each kind of security needs to submit a social security card when going through the formalities of receiving and enjoying benefits. The second is the medical insurance certificate. Everyone who participates in employee medical insurance has established a personal account, and the funds in the personal account, including the part paid by himself and the part paid by the employer, must be returned to the personal social security card on time. The insured person can buy medicine at the designated pharmacy with the social security card, go to the hospital outpatient clinic and pay the medical expenses of the deductible line; If you are hospitalized, you need the social security card of the hospital to settle the hospitalization expenses in real time and reimburse the medical expenses. The third is as a voucher for receiving basic pensions. From June 5438+ 10, 2020, social security card, as a voucher for receiving retirement pension, has all the functions of bank card through its financial function, replacing bank card for depositing and withdrawing money and receiving pension.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law. The employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.